ZIP 43081 vs ZIP 43004

43081 is one of 43 ZIP codes that lie mostly in Franklin County, OH — 99% of its own area is in the county.

Shaded by typical home value, it ranks 12 of the 36 nearby ZIPs shown.

18 school locations in 43081: 13 elementary, 2 middle, 3 high.

In alphabetical order: Annehurst Elementary School, Blendon Middle School, Cherrington Elementary School, Cornerstone Academy Community School, and more on the ZIP page. Locations only — no ratings are shown here.

43004 is one of 43 ZIP codes that lie mostly in Franklin County, OH.

Shaded by typical home value, it ranks 13 of the 37 nearby ZIPs shown.

2 school locations in 43004: 2 elementary.

In alphabetical order: Blacklick Elementary School, West Elementary School. Locations only — no ratings are shown here.

In January 2000 the typical home in 43081 was worth $131,657.

Values peaked at $358,685 in August 2026. The latest reading is the peak.

As of August 2026: $358,685, +1.5% over twelve months.

Start with the typical home: $358,685. Put 20% down and borrow $286,948 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,987 a month in principal and interest.

The median household here earns $90,336 a year, $7,528 a month. So the payment takes 26.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $788.

In December 2020, with rates at 2.68%, it was $829.

By August 2026, at 6.67%, it was $1,845 — +122% since December 2020, while the home's value moved +40%.

Reported values rose +172% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $259,839. So the real change is +38%, not +172%.

43081: +172% since January 2000.

Franklin County: +164% since January 2000.

Ohio: +133% since January 2000 — 43081 ran ahead of it by 39 points.

Owning the typical home costs about $2,345 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,628 a month.

Price divided by a year's rent: 18.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 43004 was worth $147,466.

Values peaked at $349,449 in February 2025. The latest reading is −0.2% from that peak.

As of August 2026: $348,577, −0.1% over twelve months.

Start with the typical home: $348,577. Put 20% down and borrow $278,862 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,931 a month in principal and interest.

The median household here earns $101,308 a year, $8,442 a month. So the payment takes 22.9% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $883.

In December 2020, with rates at 2.68%, it was $809.

By August 2026, at 6.67%, it was $1,793 — +122% since December 2020, while the home's value moved +40%.

Reported values rose +136% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $291,039. So the real change is +20%, not +136%.

43004: +136% since January 2000.

Franklin County: +164% since January 2000.

Ohio: +133% since January 2000 — 43004 ran ahead of it by 4 points.

Owning the typical home costs about $2,279 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,646 a month.

Price divided by a year's rent: 17.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 106 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 198. That is 95% of the 2015–2019 level for the same months.

Going out — closed sales: about 92 a month. That is 72% of the 2015–2019 level for the same months. The drain is drawn 22% narrower: the share of homes for sale that sell each month is 78% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 92 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 111 — so sales ran at 83% of it, and below it in 23 of the last 24 months.

Across Franklin County, builders pulled permits for 10,494 new homes in 2025.

Of those, 17% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 50 a month (Redfin, 3-month rolling data through August 2026). That is 59% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 102. That is 61% of the 2015–2019 level for the same months.

Going out — closed sales: about 41 a month. That is 51% of the 2015–2019 level for the same months. The drain is drawn 17% narrower: the share of homes for sale that sell each month is 83% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 41 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 68 — so sales ran at 60% of it, and below it in 24 of the last 24 months.

Across Franklin County, builders pulled permits for 10,494 new homes in 2025.

Of those, 17% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Franklin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,023 moved in. Among the ten receiving the most, 14,172 moved out.

Net across those counties: −3,149 households. Beside it, homes for sale in this ZIP: 198 in June 2026.

Most arrivals came from Delaware, OH (2,935 households); most departures went to Delaware, OH (4,215).

County assessor records list 43,144 properties with a market value here. Their average assessed market value is $304,200; the typical home value is $358,685.

The assessor average sits −15.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Franklin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,023 moved in. Among the ten receiving the most, 14,172 moved out.

Net across those counties: −3,149 households. Beside it, homes for sale in this ZIP: 102 in June 2026.

Most arrivals came from Delaware, OH (2,935 households); most departures went to Delaware, OH (4,215).

County assessor records list 22,514 properties with a market value here. Their average assessed market value is $300,900; the typical home value is $348,577.

The assessor average sits −13.7% from the market figure — an average against a typical value, so treat it as a check, not a verdict.