Lotvox market story

ZIP 43081

Franklin County, OH

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$358,685
12-month change
+1.5%
Months of supply
2.2

This week since 2026-10-08: Payment share of income 26.4% (was 26.1%) · Monthly P&I $1,987 (was $1,963)

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Who's going to sell in 43081 this year?

Lotvox Turnover Index

Ranking every home in 43081 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 43081 yet.

Where

43081 in Franklin County, OH

43081 · $358,68543230 · $346,73843231 · $274,24543054 · $578,20643224 · $199,31443218 · no value published43229 · $274,50943219 · $191,19143004 · $348,57743211 · $138,77043213 · $214,89043085 · $408,88443227 · $196,84443203 · $236,08643214 · $405,89843068 · $296,45943209 · $404,22743202 · $326,04843205 · $273,82043201 · $363,84243210 · no value published43232 · $219,28743235 · $346,67443206 · $276,81843109 · no value published43212 · $443,46843215 · $330,94943220 · $366,63943222 · $169,84843016 · $438,26843221 · $463,35043207 · $204,23743223 · $167,68043204 · $199,20043125 · $282,80543017 · $581,05243228 · $223,38943217 · $97,11743026 · $380,10543002 · no value published 43081
$97K$581K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

43081 is one of 43 ZIP codes that lie mostly in Franklin County, OH — 99% of its own area is in the county.

Shaded by typical home value, it ranks 12 of the 36 nearby ZIPs shown.

Value rank among nearby ZIPs
12 of 36

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 43081

18 school locations in 43081: 13 elementary, 2 middle, 3 high.

In alphabetical order: Annehurst Elementary School, Blendon Middle School, Cherrington Elementary School, Cornerstone Academy Community School, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
18

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 43081

$0$100K$200K$300K$400K200020052010201520202025Peak August 2026 · $358,685Latest · $358,685
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 43081 was worth $131,657.

Values peaked at $358,685 in August 2026. The latest reading is the peak.

As of August 2026: $358,685, +1.5% over twelve months.

Typical home value
$358,685
12-month change
+1.5%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$358,685
Loan at 20% down
$286,948
30-year fixed rate
7.40%
Monthly principal + interest
$1,987
Median household income, per month
$7,528
Share of income
26.4%
0%30%60%
At today's rate, by home value, 2000–2026: 9.7% → 26.4%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $358,685. Put 20% down and borrow $286,948 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,987 a month in principal and interest.

The median household here earns $90,336 a year, $7,528 a month. So the payment takes 26.4% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.7% in 2000.

Payment share of income
26.4%
Monthly P&I
$1,987

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K$2K2000200520102015202020252.68% rate · $8296.67% rate · $1,845
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $788.

In December 2020, with rates at 2.68%, it was $829.

By August 2026, at 6.67%, it was $1,845 — +122% since December 2020, while the home's value moved +40%.

Payment change since 2020
+122%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K$400K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +172% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $259,839. So the real change is +38%, not +172%.

Real change since 2000
+38%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

43081 against its neighbors

50100150200250300200020052010201520202025
43081 (2000 = 100)Franklin County (2000 = 100)Ohio (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

43081: +172% since January 2000.

Franklin County: +164% since January 2000.

Ohio: +133% since January 2000 — 43081 ran ahead of it by 39 points.

Change since 2000
+172%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,345
principal + interest $1,987 · taxes & insurance est. $358
Rent: typical rent (ZORI)
$1,628
Price-to-rent ratio
18.4
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,345 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,628 a month.

Price divided by a year's rent: 18.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
18.4

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo2.2 mo2.2 months of supplyNet +14 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 106 a month (Redfin, 3-month rolling data through August 2026). That is 81% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 198. That is 95% of the 2015–2019 level for the same months.

Going out — closed sales: about 92 a month. That is 72% of the 2015–2019 level for the same months. The drain is drawn 22% narrower: the share of homes for sale that sell each month is 78% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 2.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
2.2

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05010015020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 92 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 111 — so sales ran at 83% of it, and below it in 23 of the last 24 months.

Sales vs 2015–19 level
83%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05,00010,00015,00020228,04220237,25220248,122202510,494
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Franklin County, builders pulled permits for 10,494 new homes in 2025.

Of those, 17% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
10,494

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
11,023
Moved out (top-10 destination counties)
14,172
Net households
−3,149
Top origins
Delaware, OH2,935
Fairfield, OH1,989
Licking, OH1,693
Top destinations
Delaware, OH4,215
Fairfield, OH2,715
Licking, OH2,067
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Franklin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,023 moved in. Among the ten receiving the most, 14,172 moved out.

Net across those counties: −3,149 households. Beside it, homes for sale in this ZIP: 198 in June 2026.

Most arrivals came from Delaware, OH (2,935 households); most departures went to Delaware, OH (4,215).

Net households (top-10 flows)
−3,149

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
43,144
Average assessor market value
$304,200
Typical home value (ZHVI)
$358,685
Assessor vs market
−15.2%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 43,144 properties with a market value here. Their average assessed market value is $304,200; the typical home value is $358,685.

The assessor average sits −15.2% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
43,144

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 43081 with 43004The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/columbus/zip/43081