ZIP 34484 vs ZIP 33513

34484 is one of 10 ZIP codes that lie mostly in Sumter County, FL.

Shaded by typical home value, it ranks 3 of the 9 with a value.

33513 is one of 10 ZIP codes that lie mostly in Sumter County, FL.

Shaded by typical home value, it ranks 4 of the 9 with a value.

5 school locations in 33513: 1 elementary, 4 high.

In alphabetical order: BUSHNELL ELEMENTARY SCHOOL, CONTRACTED RESIDENTIAL SERVICES, SOUTH SUMTER HIGH SCHOOL, SUMTER COUNTY VIRTUAL INSTRUCTION PROGRAM, and more on the ZIP page. Locations only — no ratings are shown here.

In November 2003 the typical home in 34484 was worth $184,866.

Values peaked at $373,113 in August 2022. The latest reading is −5.4% from that peak.

As of August 2026: $353,049, −0.9% over twelve months.

Start with the typical home: $353,049. Put 20% down and borrow $282,439 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,956 a month in principal and interest.

The median household here earns $90,826 a year, $7,569 a month. So the payment takes 25.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 13.5% in 2003.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in November 2003 (5.93%) the payment was $880.

In December 2020, with rates at 2.68%, it was $861.

By August 2026, at 6.67%, it was $1,816 — +111% since December 2020, while the home's value moved +33%.

Reported values rose +91% since November 2003.

General prices (CPI-U) rose +81% over the same span.

Divide one by the other: in August 2026 dollars, the 2003 home was worth $333,889. So the real change is +6%, not +91%.

34484: +91% since November 2003.

Sumter County: +135% since November 2003.

Florida: +141% since November 2003 — 34484 ran behind it by 50 points.

Owning the typical home costs about $2,309 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,775 a month.

Price divided by a year's rent: 16.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33513 was worth $78,924.

Values peaked at $306,573 in April 2026. The latest reading is −1.3% from that peak.

As of August 2026: $302,514, +1.8% over twelve months.

Start with the typical home: $302,514. Put 20% down and borrow $242,011 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,676 a month in principal and interest.

The median household here earns $59,497 a year, $4,958 a month. So the payment takes 33.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $473.

In December 2020, with rates at 2.68%, it was $694.

By August 2026, at 6.67%, it was $1,556 — +124% since December 2020, while the home's value moved +41%.

Reported values rose +283% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $155,765. So the real change is +94%, not +283%.

33513: +283% since January 2000.

Sumter County: +207% since January 2000.

Florida: +245% since January 2000 — 33513 ran ahead of it by 38 points.

Owning the typical home costs about $1,978 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $999 a month.

Price divided by a year's rent: 25.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 16 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 68.

Going out — closed sales: about 11 a month.

The ladder: homes for sale ÷ monthly sales = 6.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 11 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 8 — so sales ran at 138% of it, and below it in 1 of the last 24 months.

Across Sumter County, builders pulled permits for 3,516 new homes in 2025.

Of those, 88% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 11 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 45.

Going out — closed sales: about 5 a month. The drain is drawn 34% narrower: the share of homes for sale that sell each month is 66% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 8.4 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 5 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 9 — so sales ran at 56% of it, and below it in 24 of the last 24 months.

Across Sumter County, builders pulled permits for 3,516 new homes in 2025.

Of those, 88% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Sumter County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 2,364 moved in. Among the ten receiving the most, 1,991 moved out.

Net across those counties: +373 households. Beside it, homes for sale in this ZIP: 68 in June 2026.

Most arrivals came from Lake, FL (747 households); most departures went to Lake, FL (737).

This ZIP sits in Sumter County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 2,364 moved in. Among the ten receiving the most, 1,991 moved out.

Net across those counties: +373 households. Beside it, homes for sale in this ZIP: 45 in June 2026.

Most arrivals came from Lake, FL (747 households); most departures went to Lake, FL (737).