Lotvox market story · compare
ZIP 33782 vs ZIP 33711
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Who's going to sell
Turnover Index not published for 33782 yet.
Where
33782 in Pinellas County, FL
33782 is one of 48 ZIP codes that lie mostly in Pinellas County, FL.
Shaded by typical home value, it ranks 32 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 32 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33782
5 school locations in 33782: 3 elementary, 1 middle, 1 high.
In alphabetical order: CROSS BAYOU ELEMENTARY SCHOOL, PACE CENTER FOR GIRLS, PINELLAS CENTRAL ELEMENTARY SCHOOL, PLATO ACADEMY PINELLAS PARK CHARTER SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 5
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 33711 yet.
Where
33711 in Pinellas County, FL
33711 is one of 48 ZIP codes that lie mostly in Pinellas County, FL.
Shaded by typical home value, it ranks 33 of the 39 nearby ZIPs shown.
- Value rank among nearby ZIPs
- 33 of 39
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 33711
4 school locations in 33711: 2 elementary, 1 middle, 1 high.
In alphabetical order: DOUGLAS L. JAMERSON JR. ELEMENTARY, FAIRMOUNT PARK ELEMENTARY SCHOOL, GIBBS HIGH SCHOOL, THURGOOD MARSHALL FUNDAMENTAL. Locations only — no ratings are shown here.
- School locations
- 4
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 33782
In January 2000 the typical home in 33782 was worth $88,665.
Values peaked at $333,151 in April 2024. The latest reading is −11.0% from that peak.
As of August 2026: $296,656, −3.0% over twelve months.
- Typical home value
- $296,656
- 12-month change
- −3.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $296,656. Put 20% down and borrow $237,325 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,643 a month in principal and interest.
The median household here earns $65,487 a year, $5,457 a month. So the payment takes 30.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.0% in 2000.
- Payment share of income
- 30.1%
- Monthly P&I
- $1,643
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $531.
In December 2020, with rates at 2.68%, it was $748.
By August 2026, at 6.67%, it was $1,526 — +104% since December 2020, while the home's value moved +29%.
- Payment change since 2020
- +104%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +235% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $174,990. So the real change is +70%, not +235%.
- Real change since 2000
- +70%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33782 against its neighbors
33782: +235% since January 2000.
Pinellas County: +265% since January 2000.
Florida: +245% since January 2000 — 33782 ran behind it by 10 points.
- Change since 2000
- +235%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33782 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33782 sits at the 66th percentile for affordability (price vs local income).
19th for appreciation (recent value growth); 90th for rental yield (rent vs price).
- Affordability percentile
- 66th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $1,940 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,097 a month.
Price divided by a year's rent: 11.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 11.8
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 33711
In January 2000 the typical home in 33711 was worth $75,580.
Values peaked at $320,365 in April 2024. The latest reading is −14.0% from that peak.
As of August 2026: $275,667, −3.1% over twelve months.
- Typical home value
- $275,667
- 12-month change
- −3.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $275,667. Put 20% down and borrow $220,534 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,527 a month in principal and interest.
The median household here earns $68,295 a year, $5,691 a month. So the payment takes 26.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.4% in 2000.
- Payment share of income
- 26.8%
- Monthly P&I
- $1,527
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $453.
In December 2020, with rates at 2.68%, it was $670.
By August 2026, at 6.67%, it was $1,418 — +112% since December 2020, while the home's value moved +33%.
- Payment change since 2020
- +112%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +265% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $149,165. So the real change is +85%, not +265%.
- Real change since 2000
- +85%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
33711 against its neighbors
33711: +265% since January 2000.
Pinellas County: +265% since January 2000.
Florida: +245% since January 2000 — 33711 ran ahead of it by 20 points.
- Change since 2000
- +265%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
33711 among Florida ZIPs
Against 1,098 Florida ZIP codes, 33711 sits at the 80th percentile for affordability (price vs local income).
21st for appreciation (recent value growth); 97th for rental yield (rent vs price).
- Affordability percentile
- 80th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $1,803 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,237 a month.
Price divided by a year's rent: 10.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 10.3
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 37 a month (Redfin, 3-month rolling data through August 2026). That is 90% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 119.
Going out — closed sales: about 31 a month. That is 76% of the 2015–2019 level for the same months. The drain is drawn 38% narrower: the share of homes for sale that sell each month is 62% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.9
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 31 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 36 — so sales ran at 86% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 86%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Pinellas County, builders pulled permits for 4,198 new homes in 2025.
Of those, 33% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,198
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 40 a month (Redfin, 3-month rolling data through August 2026). That is 83% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 185.
Going out — closed sales: about 28 a month. That is 71% of the 2015–2019 level for the same months. The drain is drawn 56% narrower: the share of homes for sale that sell each month is 44% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 6.6 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 6.6
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 28 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 35 — so sales ran at 80% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 80%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Pinellas County, builders pulled permits for 4,198 new homes in 2025.
Of those, 33% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 4,198
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Pinellas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 10,881 moved in. Among the ten receiving the most, 12,698 moved out.
Net across those counties: −1,817 households. Beside it, homes for sale in this ZIP: 119 in June 2026.
Most arrivals came from Hillsborough, FL (5,025 households); most departures went to Hillsborough, FL (4,886).
- Net households (top-10 flows)
- −1,817
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 8,236 properties with a market value here. Their average assessed market value is $253,637; the typical home value is $296,656.
The assessor average sits −14.5% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 8,236
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Who's holding
How long owners in 33782 have held
Of 7,851 homes with a recorded purchase date, 39% have had the same owner for 20 years or more, and 22% changed hands in the last five.
14% are owned from a different mailing address, 4% from out of state.
- Held 20+ years
- 39%
- Owned from elsewhere
- 14%
Source: County assessor and recorder public records · data as of 2026-07-02
Housing pulse
Migration and inventory
This ZIP sits in Pinellas County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 10,881 moved in. Among the ten receiving the most, 12,698 moved out.
Net across those counties: −1,817 households. Beside it, homes for sale in this ZIP: 185 in June 2026.
Most arrivals came from Hillsborough, FL (5,025 households); most departures went to Hillsborough, FL (4,886).
- Net households (top-10 flows)
- −1,817
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
County records
On the county rolls
County assessor records list 7,833 properties with a market value here. Their average assessed market value is $251,268; the typical home value is $275,667.
The assessor average sits −8.9% from the market figure — an average against a typical value, so treat it as a check, not a verdict.
- Properties on the roll
- 7,833
Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)
Who's holding
How long owners in 33711 have held
Of 7,375 homes with a recorded purchase date, 42% have had the same owner for 20 years or more, and 24% changed hands in the last five.
26% are owned from a different mailing address, 6% from out of state.
- Held 20+ years
- 42%
- Owned from elsewhere
- 26%
Source: County assessor and recorder public records · data as of 2026-07-02