ZIP 33626 vs ZIP 33558

33626 is one of 55 ZIP codes that lie mostly in Hillsborough, FL.

Shaded by typical home value, it ranks 6 of the 37 nearby ZIPs shown.

6 school locations in 33626: 3 elementary, 2 middle, 1 high.

In alphabetical order: BRYANT ELEMENTARY SCHOOL, DAVIDSEN MIDDLE SCHOOL, DEER PARK ELEMENTARY SCHOOL, FARNELL MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

33558 is one of 55 ZIP codes that lie mostly in Hillsborough, FL — 64% of its own area is in the county.

Shaded by typical home value, it ranks 7 of the 37 nearby ZIPs shown.

4 school locations in 33558: 2 elementary, 1 middle, 1 high.

In alphabetical order: MARTINEZ MIDDLE SCHOOL, MCKITRICK ELEMENTARY SCHOOL, SCHWARZKOPF ELEMENTARY SCHOOL, STEINBRENNER HIGH SCHOOL. Locations only — no ratings are shown here.

In January 2003 the typical home in 33626 was worth $217,355.

Values peaked at $596,609 in May 2024. The latest reading is −5.0% from that peak.

As of August 2026: $566,850, −1.0% over twelve months.

Start with the typical home: $566,850. Put 20% down and borrow $453,480 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,140 a month in principal and interest.

The median household here earns $123,580 a year, $10,298 a month. So the payment takes 30.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.7% in 2003.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2003 (5.92%) the payment was $1,033.

In December 2020, with rates at 2.68%, it was $1,283.

By August 2026, at 6.67%, it was $2,916 — +127% since December 2020, while the home's value moved +43%.

Reported values rose +161% since January 2003.

General prices (CPI-U) rose +83% over the same span.

Divide one by the other: in August 2026 dollars, the 2003 home was worth $397,728. So the real change is +43%, not +161%.

33626: +161% since January 2003.

Hillsborough: +181% since January 2003.

Florida: +167% since January 2003 — 33626 ran behind it by 6 points.

Against 1,098 Florida ZIP codes, 33626 sits at the 62nd percentile for affordability (price vs local income).

46th for appreciation (recent value growth); 18th for rental yield (rent vs price).

Owning the typical home costs about $3,707 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,252 a month.

Price divided by a year's rent: 21.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33558 was worth $157,758.

Values peaked at $578,285 in May 2024. The latest reading is −5.2% from that peak.

As of August 2026: $548,120, −1.4% over twelve months.

Start with the typical home: $548,120. Put 20% down and borrow $438,496 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,036 a month in principal and interest.

The median household here earns $107,427 a year, $8,952 a month. So the payment takes 33.9% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $945.

In December 2020, with rates at 2.68%, it was $1,215.

By August 2026, at 6.67%, it was $2,820 — +132% since December 2020, while the home's value moved +46%.

Reported values rose +247% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $311,352. So the real change is +76%, not +247%.

33558: +247% since January 2000.

Hillsborough: +256% since January 2000.

Florida: +245% since January 2000 — 33558 ran ahead of it by 2 points.

Against 1,098 Florida ZIP codes, 33558 sits at the 43rd percentile for affordability (price vs local income).

40th for appreciation (recent value growth); 22nd for rental yield (rent vs price).

Owning the typical home costs about $3,584 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,187 a month.

Price divided by a year's rent: 20.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 43 a month (Redfin, 3-month rolling data through August 2026). That is 57% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 118. That is 74% of the 2015–2019 level for the same months.

Going out — closed sales: about 37 a month. That is 47% of the 2015–2019 level for the same months. The drain is drawn 41% narrower: the share of homes for sale that sell each month is 59% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 7 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 37 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 62 — so sales ran at 60% of it, and below it in 24 of the last 24 months.

Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.

Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 46 a month (Redfin, 3-month rolling data through August 2026). That is 76% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 146. That is 86% of the 2015–2019 level for the same months.

Going out — closed sales: about 42 a month. That is 70% of the 2015–2019 level for the same months. The drain is drawn 21% narrower: the share of homes for sale that sell each month is 79% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 42 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 47 — so sales ran at 89% of it, and below it in 24 of the last 24 months.

Across Hillsborough, builders pulled permits for 8,696 new homes in 2025.

Of those, 49% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.

Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 118 in June 2026.

Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).

This ZIP sits in Hillsborough. IRS tax returns for 2022-2023: among the ten counties sending the most households, 18,304 moved in. Among the ten receiving the most, 22,455 moved out.

Net across those counties: −4,151 households. Beside it, homes for sale in this ZIP: 146 in June 2026.

Most arrivals came from Pinellas, FL (4,886 households); most departures went to Pasco, FL (8,182).