ZIP 33444 vs ZIP 33428

33444 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 14 of the 40 nearby ZIPs shown.

4 school locations in 33444: 2 elementary, 1 middle, 1 high.

In alphabetical order: PINE GROVE ELEMENTARY SCHOOL, PLUMOSA SCHOOL OF THE ARTS, S. D. SPADY ELEMENTARY SCHOOL, VILLAGE ACADEMY ON THE ART & SARA JO KOBACKER CAMPUS. Locations only — no ratings are shown here.

33428 is one of 50 ZIP codes that lie mostly in Palm Beach County, FL.

Shaded by typical home value, it ranks 16 of the 40 nearby ZIPs shown.

4 school locations in 33428: 2 elementary, 1 middle, 1 high.

In alphabetical order: CORAL SUNSET ELEMENTARY SCHOOL, LOGGERS' RUN COMMUNITY MIDDLE SCHOOL, SLAM BOCA, WATERS EDGE ELEMENTARY SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33444 was worth $114,739.

Values peaked at $529,493 in August 2026. The latest reading is the peak.

As of August 2026: $529,493, +5.5% over twelve months.

Start with the typical home: $529,493. Put 20% down and borrow $423,594 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,933 a month in principal and interest.

The median household here earns $74,803 a year, $6,234 a month. So the payment takes 47.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $687.

In December 2020, with rates at 2.68%, it was $1,077.

By August 2026, at 6.67%, it was $2,724 — +153% since December 2020, while the home's value moved +59%.

Reported values rose +361% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $226,449. So the real change is +134%, not +361%.

33444: +362% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33444 ran ahead of it by 117 points.

Against 1,098 Florida ZIP codes, 33444 sits at the 11th percentile for affordability (price vs local income).

97th for appreciation (recent value growth); 56th for rental yield (rent vs price).

Owning the typical home costs about $3,462 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,928 a month.

Price divided by a year's rent: 15.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33428 was worth $122,479.

Values peaked at $515,980 in May 2024. The latest reading is −4.3% from that peak.

As of August 2026: $493,826, +1.4% over twelve months.

Start with the typical home: $493,826. Put 20% down and borrow $395,061 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,735 a month in principal and interest.

The median household here earns $85,939 a year, $7,162 a month. So the payment takes 38.2% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $733.

In December 2020, with rates at 2.68%, it was $1,091.

By August 2026, at 6.67%, it was $2,541 — +133% since December 2020, while the home's value moved +47%.

Reported values rose +303% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $241,725. So the real change is +104%, not +303%.

33428: +303% since January 2000.

Palm Beach County: +281% since January 2000.

Florida: +245% since January 2000 — 33428 ran ahead of it by 58 points.

Against 1,098 Florida ZIP codes, 33428 sits at the 27th percentile for affordability (price vs local income).

81st for appreciation (recent value growth); 54th for rental yield (rent vs price).

Owning the typical home costs about $3,229 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,736 a month.

Price divided by a year's rent: 15.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 38 a month (Redfin, 3-month rolling data through August 2026). That is 98% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 146. That is 92% of the 2015–2019 level for the same months.

Going out — closed sales: about 32 a month. That is 93% of the 2015–2019 level for the same months. The drain is drawn 6% narrower: the share of homes for sale that sell each month is 94% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 6 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 32 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 30 — so sales ran at 107% of it, and below it in 16 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 59 a month (Redfin, 3-month rolling data through August 2026). That is 94% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 196. That is 108% of the 2015–2019 level for the same months.

Going out — closed sales: about 46 a month. That is 78% of the 2015–2019 level for the same months. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 46 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 46 — so sales ran at 100% of it, and below it in 19 of the last 24 months.

Across Palm Beach County, builders pulled permits for 4,228 new homes in 2025.

Of those, 59% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 146 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).

This ZIP sits in Palm Beach County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 16,244 moved in. Among the ten receiving the most, 16,068 moved out.

Net across those counties: +176 households. Beside it, homes for sale in this ZIP: 196 in June 2026.

Most arrivals came from Broward, FL (7,488 households); most departures went to Broward, FL (5,681).