ZIP 33132 vs ZIP 33130

33132 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 23 of the 39 nearby ZIPs shown.

27 school locations in 33132: 4 elementary, 3 middle, 11 high, 9 other.

In alphabetical order: ACADEMIR CHARTER SCHOOL ELEMENTARY SOUTH, BRIDGEPREP ACADEMY OF GREATER MIAMI, BRIGHTVIEW PREPARATORY ACADEMY, COLLEGE AND CAREERS, and more on the ZIP page. Locations only — no ratings are shown here.

33130 is one of 80 ZIP codes that lie mostly in Miami-Dade County, FL.

Shaded by typical home value, it ranks 24 of the 39 nearby ZIPs shown.

9 school locations in 33130: 2 elementary, 3 middle, 3 high, 1 other.

In alphabetical order: ADA MERRITT K-8 CENTER, CHARTER HIGH SCHOOL OF THE AMERICAS, LINCOLN-MARTI CHARTER SCHOOL LITTLE HAVANA CAMPUS, MATER ACADEMY EAST CHARTER SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 33132 was worth $164,652.

Values peaked at $566,585 in November 2023. The latest reading is −9.3% from that peak.

As of August 2026: $513,694, −1.7% over twelve months.

Start with the typical home: $513,694. Put 20% down and borrow $410,955 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,845 a month in principal and interest.

The median household here earns $109,505 a year, $9,125 a month. So the payment takes 31.2% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 10.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $986.

In December 2020, with rates at 2.68%, it was $1,260.

By August 2026, at 6.67%, it was $2,643 — +110% since December 2020, while the home's value moved +32%.

Reported values rose +212% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $324,958. So the real change is +58%, not +212%.

33132: +212% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33132 ran behind it by 33 points.

Against 1,098 Florida ZIP codes, 33132 sits at the 55th percentile for affordability (price vs local income).

33rd for appreciation (recent value growth); 71st for rental yield (rent vs price).

Owning the typical home costs about $3,359 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,511 a month.

Price divided by a year's rent: 12.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 33130 was worth $144,040.

Values peaked at $557,743 in January 2024. The latest reading is −8.3% from that peak.

As of August 2026: $511,238, −1.2% over twelve months.

Start with the typical home: $511,238. Put 20% down and borrow $408,990 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,832 a month in principal and interest.

The median household here earns $57,933 a year, $4,828 a month. So the payment takes 58.7% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 16.5% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $862.

In December 2020, with rates at 2.68%, it was $1,143.

By August 2026, at 6.67%, it was $2,630 — +130% since December 2020, while the home's value moved +45%.

Reported values rose +255% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $284,278. So the real change is +80%, not +255%.

33130: +255% since January 2000.

Miami-Dade County: +330% since January 2000.

Florida: +245% since January 2000 — 33130 ran ahead of it by 10 points.

Against 1,098 Florida ZIP codes, 33130 sits at the 5th percentile for affordability (price vs local income).

37th for appreciation (recent value growth); 68th for rental yield (rent vs price).

Owning the typical home costs about $3,343 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $3,312 a month.

Price divided by a year's rent: 12.9. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 113 a month (Redfin, 3-month rolling data through August 2026). That is 152% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 648. That is 120% of the 2015–2019 level for the same months.

Going out — closed sales: about 38 a month. That is 104% of the 2015–2019 level for the same months. The drain is drawn 6% narrower: the share of homes for sale that sell each month is 94% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 16.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 74 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 38 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 38 — so sales ran at 100% of it, and below it in 11 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 70 a month (Redfin, 3-month rolling data through August 2026). That is 98% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 416. That is 84% of the 2015–2019 level for the same months.

Going out — closed sales: about 29 a month. That is 83% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 14.5 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 41 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 29 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 31 — so sales ran at 94% of it, and below it in 11 of the last 24 months.

Across Miami-Dade County, builders pulled permits for 16,535 new homes in 2025.

Of those, 16% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 648 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 10,507 properties with a market value here. Their average assessed market value is $446,930; the typical home value is $513,694.

The assessor average sits −13.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

This ZIP sits in Miami-Dade County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 19,476 moved in. Among the ten receiving the most, 31,005 moved out.

Net across those counties: −11,529 households. Beside it, homes for sale in this ZIP: 416 in June 2026.

Most arrivals came from Broward, FL (10,482 households); most departures went to Broward, FL (17,471).

County assessor records list 9,413 properties with a market value here. Their average assessed market value is $417,000; the typical home value is $511,238.

The assessor average sits −18.4% from the market figure — an average against a typical value, so treat it as a check, not a verdict.