Lotvox market story · compare
ZIP 32773 vs ZIP 32714
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Who's going to sell
Turnover Index not published for 32773 yet.
Where
32773 in Seminole County, FL
32773 is one of 14 ZIP codes that lie mostly in Seminole County, FL.
Shaded by typical home value, it ranks 12 of the 14 with a value.
- Value rank in county
- 12 of 14
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 32773
11 school locations in 32773: 3 elementary, 2 middle, 6 high.
In alphabetical order: CONTRACTED SERVICES, ELEVATION HIGH SCHOOL, GALILEO SCHOOL FOR GIFTED LEARNING SKYWAY, JOHN POLK ALTERNATIVE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.
- School locations
- 11
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
Turnover Index not published for 32714 yet.
Where
32714 in Seminole County, FL
32714 is one of 14 ZIP codes that lie mostly in Seminole County, FL.
Shaded by typical home value, it ranks 13 of the 14 with a value.
- Value rank in county
- 13 of 14
Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research
Local life
Schools in 32714
4 school locations in 32714: 2 elementary, 1 middle, 1 high.
In alphabetical order: FOREST CITY ELEMENTARY SCHOOL, LAKE BRANTLEY HIGH SCHOOL, SPRING LAKE ELEMENTARY SCHOOL, TEAGUE MIDDLE SCHOOL. Locations only — no ratings are shown here.
- School locations
- 4
Source: U.S. Department of Education, National Center for Education Statistics (school locations)
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What it costs
Home values
What homes are worth in 32773
In January 2000 the typical home in 32773 was worth $89,220.
Values peaked at $339,943 in May 2024. The latest reading is −8.7% from that peak.
As of August 2026: $310,485, −2.1% over twelve months.
- Typical home value
- $310,485
- 12-month change
- −2.1%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $310,485. Put 20% down and borrow $248,388 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,720 a month in principal and interest.
The median household here earns $63,496 a year, $5,291 a month. So the payment takes 32.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.3% in 2000.
- Payment share of income
- 32.5%
- Monthly P&I
- $1,720
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $534.
In December 2020, with rates at 2.68%, it was $750.
By August 2026, at 6.67%, it was $1,597 — +113% since December 2020, while the home's value moved +34%.
- Payment change since 2020
- +113%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +248% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $176,085. So the real change is +76%, not +248%.
- Real change since 2000
- +76%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
32773 against its neighbors
32773: +248% since January 2000.
Seminole County: +238% since January 2000.
Florida: +245% since January 2000 — 32773 ran ahead of it by 3 points.
- Change since 2000
- +248%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
32773 among Florida ZIPs
Against 1,098 Florida ZIP codes, 32773 sits at the 51st percentile for affordability (price vs local income).
30th for appreciation (recent value growth); 54th for rental yield (rent vs price).
- Affordability percentile
- 51st
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $2,030 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,838 a month.
Price divided by a year's rent: 14.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 14.1
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
Home values
What homes are worth in 32714
In January 2000 the typical home in 32714 was worth $83,888.
Values peaked at $319,043 in April 2024. The latest reading is −6.2% from that peak.
As of August 2026: $299,417, −2.0% over twelve months.
- Typical home value
- $299,417
- 12-month change
- −2.0%
Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31
Housing pulse
Monthly cost vs. price
Start with the typical home: $299,417. Put 20% down and borrow $239,534 at 7.40%, the 30-year fixed average as of October 8, 2026.
That is $1,658 a month in principal and interest.
The median household here earns $67,333 a year, $5,611 a month. So the payment takes 29.6% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).
The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.3% in 2000.
- Payment share of income
- 29.6%
- Monthly P&I
- $1,658
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Lotvox lens
The payment, at each month's rate
Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $502.
In December 2020, with rates at 2.68%, it was $718.
By August 2026, at 6.67%, it was $1,540 — +115% since December 2020, while the home's value moved +35%.
- Payment change since 2020
- +115%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
Home value after inflation
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Reported values rose +257% since January 2000.
General prices (CPI-U) rose +97% over the same span.
Divide one by the other: in August 2026 dollars, the 2000 home was worth $165,562. So the real change is +81%, not +257%.
- Real change since 2000
- +81%
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.
Home values
32714 against its neighbors
32714: +257% since January 2000.
Seminole County: +238% since January 2000.
Florida: +245% since January 2000 — 32714 ran ahead of it by 12 points.
- Change since 2000
- +257%
Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Lotvox lens
32714 among Florida ZIPs
Against 1,098 Florida ZIP codes, 32714 sits at the 66th percentile for affordability (price vs local income).
28th for appreciation (recent value growth); 40th for rental yield (rent vs price).
- Affordability percentile
- 66th
Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above)
Lotvox lens
Rent or own
Owning the typical home costs about $1,958 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,527 a month.
Price divided by a year's rent: 16.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.
- Price-to-rent
- 16.3
Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)
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What's moving
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 51 a month (Redfin, 3-month rolling data through August 2026). That is 103% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 136.
Going out — closed sales: about 40 a month. That is 83% of the 2015–2019 level for the same months. The drain is drawn 38% narrower: the share of homes for sale that sell each month is 62% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 3.4 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.
The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 3.4
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 40 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 45 — so sales ran at 89% of it, and below it in 21 of the last 24 months.
- Sales vs 2015–19 level
- 89%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Seminole County, builders pulled permits for 1,997 new homes in 2025.
Of those, 45% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 1,997
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
Housing pulse
Listings Flow Ladder
Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 54 a month (Redfin, 3-month rolling data through August 2026). That is 79% of the 2015–2019 level for the same months.
On the shelf — homes for sale at the end of the period: 180.
Going out — closed sales: about 36 a month. That is 57% of the 2015–2019 level for the same months. The drain is drawn 58% narrower: the share of homes for sale that sell each month is 42% of its 2015–2019 level.
The ladder: homes for sale ÷ monthly sales = 5.0 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.
The net reading: about 18 more homes came on than sold each month, so inventory is growing. The basin is filling.
- Months of supply
- 5.0
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31
Housing pulse
Sales pace vs. normal
Homes sold: about 36 a month in August 2026 (Redfin).
The 2015–2019 level for the same month was 59 — so sales ran at 61% of it, and below it in 24 of the last 24 months.
- Sales vs 2015–19 level
- 61%
Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08
New supply
Homes being permitted
Across Seminole County, builders pulled permits for 1,997 new homes in 2025.
Of those, 45% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).
- Units permitted 2025
- 1,997
Source: U.S. Census Bureau, Building Permits Survey · data as of 2025
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Who's holding, who's leaving
Housing pulse
Migration and inventory
This ZIP sits in Seminole County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,713 moved in. Among the ten receiving the most, 12,534 moved out.
Net across those counties: +179 households. Beside it, homes for sale in this ZIP: 136 in June 2026.
Most arrivals came from Orange, FL (7,701 households); most departures went to Orange, FL (6,288).
- Net households (top-10 flows)
- +179
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01
Housing pulse
Migration and inventory
This ZIP sits in Seminole County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,713 moved in. Among the ten receiving the most, 12,534 moved out.
Net across those counties: +179 households. Beside it, homes for sale in this ZIP: 180 in June 2026.
Most arrivals came from Orange, FL (7,701 households); most departures went to Orange, FL (6,288).
- Net households (top-10 flows)
- +179
Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01