ZIP 27576 vs ZIP 27542

27576 is one of 11 ZIP codes that lie mostly in Johnston County, NC.

Shaded by typical home value, it ranks 7 of the 8 with a value.

3 school locations in 27576: 2 elementary, 1 middle.

In alphabetical order: Selma Elementary, Selma Middle School, Thanksgiving Elementary. Locations only — no ratings are shown here.

27542 is one of 11 ZIP codes that lie mostly in Johnston County, NC — 64% of its own area is in the county.

Shaded by typical home value, it ranks 8 of the 8 with a value.

2 school locations in 27542: 1 elementary, 1 high.

In alphabetical order: Glendale-Kenly Elementary, North Johnston High. Locations only — no ratings are shown here.

In November 2001 the typical home in 27576 was worth $116,592.

Values peaked at $276,996 in May 2024. The latest reading is −2.0% from that peak.

As of August 2026: $271,515, +0.9% over twelve months.

Start with the typical home: $271,515. Put 20% down and borrow $217,212 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,504 a month in principal and interest.

The median household here earns $62,044 a year, $5,170 a month. So the payment takes 29.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.5% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in November 2001 (6.66%) the payment was $599.

In December 2020, with rates at 2.68%, it was $608.

By August 2026, at 6.67%, it was $1,397 — +130% since December 2020, while the home's value moved +45%.

Reported values rose +133% since November 2001.

General prices (CPI-U) rose +88% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $219,476. So the real change is +24%, not +133%.

27576: +133% since November 2001.

Johnston County: +127% since November 2001.

North Carolina: +140% since November 2001 — 27576 ran behind it by 7 points.

Against 834 North Carolina ZIP codes, 27576 sits at the 49th percentile for affordability (price vs local income).

48th for appreciation (recent value growth); 69th for rental yield (rent vs price).

Owning the typical home costs about $1,775 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,561 a month.

Price divided by a year's rent: 14.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In November 2001 the typical home in 27542 was worth $95,055.

Values peaked at $267,542 in April 2026. The latest reading is −1.2% from that peak.

As of August 2026: $264,225, +2.1% over twelve months.

Start with the typical home: $264,225. Put 20% down and borrow $211,380 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,464 a month in principal and interest.

The median household here earns $56,157 a year, $4,680 a month. So the payment takes 31.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.3% in 2001.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in November 2001 (6.66%) the payment was $489.

In December 2020, with rates at 2.68%, it was $572.

By August 2026, at 6.67%, it was $1,359 — +138% since December 2020, while the home's value moved +50%.

Reported values rose +178% since November 2001.

General prices (CPI-U) rose +88% over the same span.

Divide one by the other: in August 2026 dollars, the 2001 home was worth $178,934. So the real change is +48%, not +178%.

27542: +178% since November 2001.

Johnston County: +127% since November 2001.

North Carolina: +140% since November 2001 — 27542 ran ahead of it by 39 points.

Against 834 North Carolina ZIP codes, 27542 sits at the 34th percentile for affordability (price vs local income).

60th for appreciation (recent value growth); 19th for rental yield (rent vs price).

Owning the typical home costs about $1,728 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $772 a month.

Price divided by a year's rent: 28.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 35 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 129.

Going out — closed sales: about 23 a month. The drain is drawn 22% narrower: the share of homes for sale that sell each month is 78% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.6 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 23 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 15 — so sales ran at 153% of it, and below it in 0 of the last 24 months.

Across Johnston County, builders pulled permits for 3,002 new homes in 2025.

Of those, 88% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 10 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 38.

Going out — closed sales: about 7 a month. The drain is drawn 17% narrower: the share of homes for sale that sell each month is 83% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 3 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 7 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 6 — so sales ran at 117% of it, and below it in 0 of the last 24 months.

Across Johnston County, builders pulled permits for 3,002 new homes in 2025.

Of those, 88% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Johnston County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 4,913 moved in. Among the ten receiving the most, 3,542 moved out.

Net across those counties: +1,371 households. Beside it, homes for sale in this ZIP: 129 in June 2026.

Most arrivals came from Wake, NC (3,410 households); most departures went to Wake, NC (1,999).

This ZIP sits in Johnston County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 4,913 moved in. Among the ten receiving the most, 3,542 moved out.

Net across those counties: +1,371 households. Beside it, homes for sale in this ZIP: 38 in June 2026.

Most arrivals came from Wake, NC (3,410 households); most departures went to Wake, NC (1,999).