Lotvox market story

ZIP 27320

Rockingham County, NC

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$211,149
12-month change
+2.4%
Months of supply
3.2

This week since 2026-10-08: Months of supply 3.2 (was 3.3) · Payment share of income 25.3% (was 25.0%)

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Who's going to sell in 27320 this year?

Lotvox Turnover Index

Ranking every home in 27320 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 27320 yet.

Where

27320 in Rockingham County, NC

27025 · $226,02827027 · $162,84927048 · $214,39127288 · $148,44527320 · $211,14927326 · $207,57027357 · $391,175 27320
$148K$391K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

27320 is one of 7 ZIP codes that lie mostly in Rockingham County, NC — 88% of its own area is in the county.

Shaded by typical home value, it ranks 4 of the 7 with a value.

Value rank in county
4 of 7

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 27320

Elementary · 7Middle · 2High · 3Other · 1
Source: NCESSource: U.S. Department of Education, National Center for Education Statistics (school locations)

13 school locations in 27320: 7 elementary, 2 middle, 3 high, 1 other.

In alphabetical order: Bethany Elementary, Legacy Classical, Monroeton Elementary, Moss Street Partnership School, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
13

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 27320

$0$100K$200K$300K200120062011201620212026Peak July 2024 · $212,219Latest · $211,149
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In May 2000 the typical home in 27320 was worth $99,189.

Values peaked at $212,219 in July 2024. The latest reading is −0.5% from that peak.

As of August 2026: $211,149, +2.4% over twelve months.

Typical home value
$211,149
12-month change
+2.4%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$211,149
Loan at 20% down
$168,919
30-year fixed rate
7.40%
Monthly principal + interest
$1,170
Median household income, per month
$4,624
Share of income
25.3%
0%30%60%
At today's rate, by home value, 2000–2026: 11.9% → 25.3%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $211,149. Put 20% down and borrow $168,919 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,170 a month in principal and interest.

The median household here earns $55,491 a year, $4,624 a month. So the payment takes 25.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.9% in 2000.

Payment share of income
25.3%
Monthly P&I
$1,170

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$500$1K$2K2001200620112016202120262.68% rate · $5696.67% rate · $1,086
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in May 2000 (8.52%) the payment was $611.

In December 2020, with rates at 2.68%, it was $569.

By August 2026, at 6.67%, it was $1,086 — +91% since December 2020, while the home's value moved +20%.

Payment change since 2020
+91%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$100K$200K$300K200120062011201620212026
Home value (as reported)Prices in general (CPI-U), scaled to May 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +113% since May 2000.

General prices (CPI-U) rose +95% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $193,587. So the real change is +9%, not +113%.

Real change since 2000
+9%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

27320 against its neighbors

50100150200250300200120062011201620212026
27320 (2000 = 100)Rockingham County (2000 = 100)North Carolina (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

27320: +112% since June 2000.

Rockingham County: +108% since June 2000.

North Carolina: +153% since June 2000 — 27320 ran behind it by 41 points.

Change since 2000
+112%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$1,381
principal + interest $1,170 · taxes & insurance est. $211
Rent: typical rent (ZORI)
$1,225
Price-to-rent ratio
14.4
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $1,381 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,225 a month.

Price divided by a year's rent: 14.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
14.4

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo3.3 mo3.2 months of supplyNet +5 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 42 a month (Redfin, 3-month rolling data through August 2026). That is 118% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 118.

Going out — closed sales: about 36 a month.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 5 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
3.2

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

01020304020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 36 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 29 — so sales ran at 124% of it, and below it in 1 of the last 24 months.

Sales vs 2015–19 level
124%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

02004006002022270202327920243442025382
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Rockingham County, builders pulled permits for 382 new homes in 2025.

Of those, 87% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
382

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
1,282
Moved out (top-10 destination counties)
1,017
Net households
+265
Top origins
Guilford, NC660
Forsyth, NC144
Alamance, NC107
Top destinations
Guilford, NC447
Forsyth, NC109
Stokes, NC87
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Rockingham County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,282 moved in. Among the ten receiving the most, 1,017 moved out.

Net across those counties: +265 households. Beside it, homes for sale in this ZIP: 118 in June 2026.

Most arrivals came from Guilford, NC (660 households); most departures went to Guilford, NC (447).

Net households (top-10 flows)
+265

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 27320 with 27326The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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