ZIP 26291 vs ZIP 26209

26291 is one of 11 ZIP codes that lie mostly in Pocahontas County, WV.

Shaded by typical home value, it ranks 1 of the 11 with a value.

26209 is one of 11 ZIP codes that lie mostly in Pocahontas County, WV.

Shaded by typical home value, it ranks 2 of the 11 with a value.

In January 2015 the typical home in 26291 was worth $142,985.

Values peaked at $267,089 in August 2026. The latest reading is the peak.

As of August 2026: $267,089, +5.6% over twelve months.

Start with the typical home: $267,089. Put 20% down and borrow $213,671 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,479 a month in principal and interest.

The median household here earns $41,680 a year, $3,473 a month. So the payment takes 42.6% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 22.8% in 2015.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2015 (3.67%) the payment was $525.

In December 2020, with rates at 2.68%, it was $489.

By August 2026, at 6.67%, it was $1,374 — +181% since December 2020, while the home's value moved +77%.

Reported values rose +87% since January 2015.

General prices (CPI-U) rose +42% over the same span.

Divide one by the other: in August 2026 dollars, the 2015 home was worth $203,520. So the real change is +31%, not +87%.

26291: +87% since January 2015.

Pocahontas County: +92% since January 2015.

West Virginia: +66% since January 2015 — 26291 ran ahead of it by 21 points.

Owning the typical home costs about $1,747 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $715 a month.

Price divided by a year's rent: 31.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In February 2012 the typical home in 26209 was worth $179,450.

Values peaked at $231,608 in June 2026. The latest reading is −0.6% from that peak.

As of August 2026: $230,319, +7.1% over twelve months.

Start with the typical home: $230,319. Put 20% down and borrow $184,255 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,276 a month in principal and interest.

The median household here earns $33,309 a year, $2,776 a month. So the payment takes 46.0% of income — rated “severe” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 35.8% in 2012.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2012 (3.89%) the payment was $676.

In December 2020, with rates at 2.68%, it was $471.

By August 2026, at 6.67%, it was $1,185 — +152% since December 2020, while the home's value moved +58%.

Reported values rose +28% since February 2012.

General prices (CPI-U) rose +46% over the same span.

Divide one by the other: in August 2026 dollars, the 2012 home was worth $262,603. So the real change is −12%, not +28%.

26209: +28% since February 2012.

Pocahontas County: +85% since February 2012.

West Virginia: +75% since February 2012 — 26209 ran behind it by 47 points.

Owning the typical home costs about $1,506 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $715 a month.

Price divided by a year's rent: 26.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Homes sold: about 1 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 4 — so sales ran at 25% of it, and below it in 20 of the last 24 months.

Across Pocahontas County, builders pulled permits for 7 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Homes sold: about 2 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 2 — so sales ran at 100% of it, and below it in 7 of the last 24 months.

Across Pocahontas County, builders pulled permits for 7 new homes in 2025.

Of those, 100% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).