ZIP 25427

25427 is one of 10 ZIP codes that lie mostly in Berkeley County, WV — 88% of its own area is in the county.

Shaded by typical home value, it ranks 3 of the 9 with a value.

6 school locations in 25427: 4 elementary, 1 middle, 1 high.

In alphabetical order: BACK CREEK VALLEY ELEMENTARY SCHOOL, HEDGESVILLE ELEMENTARY SCHOOL, HEDGESVILLE HIGH SCHOOL, HEDGESVILLE MIDDLE SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 25427 was worth $118,333.

Values peaked at $337,659 in August 2026. The latest reading is the peak.

As of August 2026: $337,659, +4.4% over twelve months.

Start with the typical home: $337,659. Put 20% down and borrow $270,127 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,870 a month in principal and interest.

The median household here earns $86,985 a year, $7,249 a month. So the payment takes 25.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $709.

In December 2020, with rates at 2.68%, it was $711.

By August 2026, at 6.67%, it was $1,737 — +144% since December 2020, while the home's value moved +54%.

Reported values rose +185% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $233,542. So the real change is +45%, not +185%.

25427: +118% since June 2014.

Berkeley County: +107% since June 2014.

West Virginia: +75% since June 2014 — 25427 ran ahead of it by 43 points.

Owning the typical home costs about $2,208 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,777 a month.

Price divided by a year's rent: 15.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 36 a month (Redfin, 3-month rolling data through August 2026). That is 88% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 81. That is 45% of the 2015–2019 level for the same months.

Going out — closed sales: about 28 a month. That is 93% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 2.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 8 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 28 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 32 — so sales ran at 88% of it, and below it in 5 of the last 24 months.

Across Berkeley County, builders pulled permits for 1,140 new homes in 2025.

Of those, 97% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Berkeley County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 2,351 moved in. Among the ten receiving the most, 1,417 moved out.

Net across those counties: +934 households. Beside it, homes for sale in this ZIP: 81 in June 2026.

Most arrivals came from Jefferson, WV (566 households); most departures went to Jefferson, WV (389).