ZIP 20009 vs ZIP 20037

20009 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 7 of the 12 nearby ZIPs shown.

7 school locations in 20009: 5 elementary, 1 middle, 1 high.

In alphabetical order: AppleTree Early Learning Center PCS - Columbia Heights, Cardozo Education Campus, Garrison ES, H.D. Cooke ES, and more on the ZIP page. Locations only — no ratings are shown here.

20037 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 6 of the 11 nearby ZIPs shown.

1 school location in 20037: 1 high.

In alphabetical order: School Without Walls HS. Locations only — no ratings are shown here.

In January 2000 the typical home in 20009 was worth $162,018.

Values peaked at $591,878 in May 2022. The latest reading is −4.1% from that peak.

As of August 2026: $567,615, +0.4% over twelve months.

Start with the typical home: $567,615. Put 20% down and borrow $454,092 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,144 a month in principal and interest.

The median household here earns $140,555 a year, $11,713 a month. So the payment takes 26.8% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.7% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $970.

In December 2020, with rates at 2.68%, it was $1,864.

By August 2026, at 6.67%, it was $2,920 — +57% since December 2020, while the home's value moved −1%.

Reported values rose +250% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $319,759. So the real change is +78%, not +250%.

20009: +250% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20009 ran behind it by 4 points.

Owning the typical home costs about $3,712 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,739 a month.

Price divided by a year's rent: 17.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 20037 was worth $179,684.

Values peaked at $589,636 in May 2022. The latest reading is −9.5% from that peak.

As of August 2026: $533,338, −2.4% over twelve months.

Start with the typical home: $533,338. Put 20% down and borrow $426,670 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,954 a month in principal and interest.

The median household here earns $98,917 a year, $8,243 a month. So the payment takes 35.8% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 12.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,076.

In December 2020, with rates at 2.68%, it was $1,858.

By August 2026, at 6.67%, it was $2,744 — +48% since December 2020, while the home's value moved −7%.

Reported values rose +197% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $354,625. So the real change is +50%, not +197%.

20037: +197% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20037 ran behind it by 58 points.

Owning the typical home costs about $3,488 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,768 a month.

Price divided by a year's rent: 16.1. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 70 a month (Redfin, 3-month rolling data through August 2026). That is 75% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 229.

Going out — closed sales: about 59 a month. That is 61% of the 2015–2019 level for the same months. The drain is drawn 66% narrower: the share of homes for sale that sell each month is 34% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.9 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 11 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 59 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 87 — so sales ran at 68% of it, and below it in 24 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 31 a month (Redfin, 3-month rolling data through August 2026). That is 112% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 125.

Going out — closed sales: about 18 a month. That is 65% of the 2015–2019 level for the same months. The drain is drawn 64% narrower: the share of homes for sale that sell each month is 36% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.1 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 14 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 18 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 20 — so sales ran at 90% of it, and below it in 20 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 229 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 125 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).