ZIP 20003 vs ZIP 20001

20003 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 1 of the 12 nearby ZIPs shown.

12 school locations in 20003: 6 elementary, 2 middle, 4 high.

In alphabetical order: Brent ES, Center City PCS - Capitol Hill, Digital Pioneers Academy PCS - Capitol Hill, Eastern HS, and more on the ZIP page. Locations only — no ratings are shown here.

20001 is one of 57 ZIP codes that lie mostly in District of Columbia, DC.

Shaded by typical home value, it ranks 2 of the 11 nearby ZIPs shown.

16 school locations in 20001: 7 elementary, 5 middle, 4 high.

In alphabetical order: Benjamin Banneker HS, Center City PCS - Shaw, Cleveland ES, Dunbar HS, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 20003 was worth $211,958.

Values peaked at $904,463 in May 2022. The latest reading is −8.5% from that peak.

As of August 2026: $827,697, +2.1% over twelve months.

Start with the typical home: $827,697. Put 20% down and borrow $662,158 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $4,585 a month in principal and interest.

The median household here earns $159,604 a year, $13,300 a month. So the payment takes 34.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 8.8% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,269.

In December 2020, with rates at 2.68%, it was $2,718.

By August 2026, at 6.67%, it was $4,258 — +57% since December 2020, while the home's value moved −1%.

Reported values rose +291% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $418,321. So the real change is +98%, not +291%.

20003: +291% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20003 ran ahead of it by 36 points.

Owning the typical home costs about $5,412 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,536 a month.

Price divided by a year's rent: 27.2. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

In January 2000 the typical home in 20001 was worth $148,898.

Values peaked at $718,089 in February 2018. The latest reading is −12.5% from that peak.

As of August 2026: $628,561, −0.1% over twelve months.

Start with the typical home: $628,561. Put 20% down and borrow $502,849 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $3,482 a month in principal and interest.

The median household here earns $138,730 a year, $11,561 a month. So the payment takes 30.1% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 7.1% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $892.

In December 2020, with rates at 2.68%, it was $2,239.

By August 2026, at 6.67%, it was $3,234 — +44% since December 2020, while the home's value moved −9%.

Reported values rose +322% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $293,866. So the real change is +114%, not +322%.

20001: +322% since January 2000.

District of Columbia: +255% since January 2000.

District of Columbia: +255% since January 2000 — 20001 ran ahead of it by 68 points.

Owning the typical home costs about $4,110 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,654 a month.

Price divided by a year's rent: 19.7. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 40 a month (Redfin, 3-month rolling data through August 2026). That is 87% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 147.

Going out — closed sales: about 31 a month. That is 63% of the 2015–2019 level for the same months. The drain is drawn 75% narrower: the share of homes for sale that sell each month is 25% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 4.7 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 9 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 31 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 44 — so sales ran at 70% of it, and below it in 23 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 67 a month (Redfin, 3-month rolling data through August 2026). That is 99% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 243.

Going out — closed sales: about 45 a month. That is 59% of the 2015–2019 level for the same months. The drain is drawn 74% narrower: the share of homes for sale that sell each month is 26% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 5.4 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 22 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 45 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 60 — so sales ran at 75% of it, and below it in 24 of the last 24 months.

Across District of Columbia, builders pulled permits for 1,591 new homes in 2025.

Of those, 11% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 147 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).

This ZIP sits in District of Columbia County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 12,228 moved in. Among the ten receiving the most, 15,645 moved out.

Net across those counties: −3,417 households. Beside it, homes for sale in this ZIP: 243 in June 2026.

Most arrivals came from Prince George's, MD (3,479 households); most departures went to Prince George's, MD (4,089).