Lotvox market story

ZIP 43215

Franklin County, OH

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$330,949
12-month change
−3.7%
Months of supply
7.9

This week since 2026-10-08: Months of supply 7.9 (was 8.1) · Payment share of income 29.5% (was 29.2%)

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Who's going to sell in 43215 this year?

Lotvox Turnover Index

Ranking every home in 43215 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 43215 yet.

Where

43215 in Franklin County, OH

43215 · $330,94943222 · $169,84843201 · $363,84243212 · $443,46843210 · no value published43223 · $167,68043202 · $326,04843206 · $276,81843203 · $236,08643205 · $273,82043204 · $199,20043211 · $138,77043214 · $405,89843207 · $204,23743221 · $463,35043209 · $404,22743220 · $366,63943224 · $199,31443219 · $191,19143228 · $223,38943218 · no value published43229 · $274,50943235 · $346,67443085 · $408,88443227 · $196,84443231 · $274,24543026 · $380,10543232 · $219,28743213 · $214,89043217 · $97,11743119 · $309,86043230 · $346,73843123 · $332,71243002 · no value published43016 · $438,26843125 · $282,80543109 · no value published43081 · $358,68543017 · $581,05243126 · no value published 43215
$97K$581K typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

43215 is one of 43 ZIP codes that lie mostly in Franklin County, OH.

Shaded by typical home value, it ranks 15 of the 35 nearby ZIPs shown.

Value rank among nearby ZIPs
15 of 35

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 43215

8 school locations in 43215: 2 elementary, 1 middle, 5 high.

In alphabetical order: Arts Impact Middle School (Aims), Columbus Downtown High School, Early College Academy, Flex High School, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
8

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 43215

$0$100K$200K$300K$400K20172019202120232025Peak August 2023 · $357,770Latest · $330,949
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In February 2016 the typical home in 43215 was worth $278,023.

Values peaked at $357,770 in August 2023. The latest reading is −7.5% from that peak.

As of August 2026: $330,949, −3.7% over twelve months.

Typical home value
$330,949
12-month change
−3.7%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$330,949
Loan at 20% down
$264,759
30-year fixed rate
7.40%
Monthly principal + interest
$1,833
Median household income, per month
$6,206
Share of income
29.5%
0%30%60%
At today's rate, by home value, 2016–2026: 24.8% → 29.5%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $330,949. Put 20% down and borrow $264,759 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,833 a month in principal and interest.

The median household here earns $74,469 a year, $6,206 a month. So the payment takes 29.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 24.8% in 2016.

Payment share of income
29.5%
Monthly P&I
$1,833

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K201720192021202320252.68% rate · $1,0636.67% rate · $1,703
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in February 2016 (3.66%) the payment was $1,019.

In December 2020, with rates at 2.68%, it was $1,063.

By August 2026, at 6.67%, it was $1,703 — +60% since December 2020, while the home's value moved +1%.

Payment change since 2020
+60%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K20172019202120232025
Home value (as reported)Prices in general (CPI-U), scaled to February 2016Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +19% since February 2016.

General prices (CPI-U) rose +41% over the same span.

Divide one by the other: in August 2026 dollars, the 2016 home was worth $391,412. So the real change is −15%, not +19%.

Real change since 2016
−15%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

43215 against its neighbors

5010015020025020172019202120232025
43215 (2016 = 100)Franklin County (2016 = 100)Ohio (2016 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

43215: +19% since February 2016.

Franklin County: +107% since February 2016.

Ohio: +94% since February 2016 — 43215 ran behind it by 75 points.

Change since 2016
+19%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,164
principal + interest $1,833 · taxes & insurance est. $331
Rent: typical rent (ZORI)
$1,579
Price-to-rent ratio
17.5
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,164 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,579 a month.

Price divided by a year's rent: 17.5. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
17.5

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo7.9 mo7.9 months of supplyNet +12 / month · inventory growing
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 30 a month (Redfin, 3-month rolling data through August 2026). That is 88% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 145.

Going out — closed sales: about 18 a month. That is 57% of the 2015–2019 level for the same months. The drain is drawn 54% narrower: the share of homes for sale that sell each month is 46% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 7.9 months of supply — above the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Months of supply
7.9

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

01020304020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 18 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 29 — so sales ran at 62% of it, and below it in 23 of the last 24 months.

Sales vs 2015–19 level
62%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05,00010,00015,00020228,04220237,25220248,122202510,494
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Franklin County, builders pulled permits for 10,494 new homes in 2025.

Of those, 17% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
10,494

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

4 of 5

Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
11,023
Moved out (top-10 destination counties)
14,172
Net households
−3,149
Top origins
Delaware, OH2,935
Fairfield, OH1,989
Licking, OH1,693
Top destinations
Delaware, OH4,215
Fairfield, OH2,715
Licking, OH2,067
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Franklin County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,023 moved in. Among the ten receiving the most, 14,172 moved out.

Net across those counties: −3,149 households. Beside it, homes for sale in this ZIP: 145 in June 2026.

Most arrivals came from Delaware, OH (2,935 households); most departures went to Delaware, OH (4,215).

Net households (top-10 flows)
−3,149

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

County records

On the county rolls

Properties on the assessor roll
7,733
Average assessor market value
$300,300
Typical home value (ZHVI)
$330,949
Assessor vs market
−9.3%
Source: County records · Zillow (ZHVI) · LotvoxSource: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

County assessor records list 7,733 properties with a market value here. Their average assessed market value is $300,300; the typical home value is $330,949.

The assessor average sits −9.3% from the market figure — an average against a typical value, so treat it as a check, not a verdict.

Properties on the roll
7,733

Source: County assessor and recorder public records; Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above)

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 43215 with 43202The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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