ZIP 43146

43146 is one of 9 ZIP codes that lie mostly in Pickaway County, OH — 81% of its own area is in the county.

Shaded by typical home value, it ranks 2 of the 8 with a value.

In January 2000 the typical home in 43146 was worth $124,337.

Values peaked at $358,770 in August 2026. The latest reading is the peak.

As of August 2026: $358,770, +2.7% over twelve months.

Start with the typical home: $358,770. Put 20% down and borrow $287,016 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,987 a month in principal and interest.

The median household here earns $73,904 a year, $6,159 a month. So the payment takes 32.3% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.2% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $744.

In December 2020, with rates at 2.68%, it was $817.

By August 2026, at 6.67%, it was $1,846 — +126% since December 2020, while the home's value moved +42%.

Reported values rose +189% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $245,392. So the real change is +46%, not +189%.

43146: +189% since January 2000.

Pickaway County: +160% since January 2000.

Ohio: +133% since January 2000 — 43146 ran ahead of it by 56 points.

Owning the typical home costs about $2,346 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $796 a month.

Price divided by a year's rent: 37.6. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 13 a month (Redfin, 3-month rolling data through August 2026).

On the shelf — homes for sale at the end of the period: 27.

Going out — closed sales: about 9 a month. The drain is drawn 21% narrower: the share of homes for sale that sell each month is 79% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.1 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 4 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 9 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 12 — so sales ran at 75% of it, and below it in 16 of the last 24 months.

Across Pickaway County, builders pulled permits for 406 new homes in 2025.

Of those, 99% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Pickaway County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 1,514 moved in. Among the ten receiving the most, 1,084 moved out.

Net across those counties: +430 households. Beside it, homes for sale in this ZIP: 27 in June 2026.

Most arrivals came from Franklin, OH (961 households); most departures went to Franklin, OH (532).

County assessor records list 1,032 properties with a market value here. Their average assessed market value is $326,200; the typical home value is $358,770.

The assessor average sits −9.1% from the market figure — an average against a typical value, so treat it as a check, not a verdict.