ZIP 44102

44102 is one of 52 ZIP codes that lie mostly in Cuyahoga County, OH.

Shaded by typical home value, it ranks 31 of the 39 nearby ZIPs shown.

17 school locations in 44102: 1 elementary, 11 middle, 5 high.

In alphabetical order: Almira, Clark School, Constellation Schools: Madison Community Elementary, Constellation Schools: Stockyard Community Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 44102 was worth $109,360.

Values peaked at $157,146 in April 2006. The latest reading is −14.4% from that peak.

As of August 2026: $134,540, −4.1% over twelve months.

Start with the typical home: $134,540. Put 20% down and borrow $107,632 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $745 a month in principal and interest.

The median household here earns $40,303 a year, $3,359 a month. So the payment takes 22.2% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 18.0% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $655.

In December 2020, with rates at 2.68%, it was $358.

By August 2026, at 6.67%, it was $692 — +93% since December 2020, while the home's value moved +22%.

Reported values rose +23% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $215,833. So the real change is −38%, not +23%.

44102: +23% since January 2000.

Cuyahoga County: +107% since January 2000.

Ohio: +133% since January 2000 — 44102 ran behind it by 110 points.

Owning the typical home costs about $880 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,329 a month.

Price divided by a year's rent: 8.4. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 75 a month (Redfin, 3-month rolling data through August 2026). That is 128% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 222. That is 104% of the 2015–2019 level for the same months.

Going out — closed sales: about 53 a month. That is 115% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 4.2 months of supply — inside the 4–6 month balanced range. In the basin, that is the water level against the shaded balanced band.

The net reading: about 22 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 53 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 39 — so sales ran at 136% of it, and below it in 3 of the last 24 months.

Across Cuyahoga County, builders pulled permits for 1,896 new homes in 2025.

Of those, 40% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Cuyahoga County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 9,796 moved in. Among the ten receiving the most, 12,251 moved out.

Net across those counties: −2,455 households. Beside it, homes for sale in this ZIP: 222 in June 2026.

Most arrivals came from Lorain, OH (2,213 households); most departures went to Lorain, OH (2,947).

County assessor records list 619 properties with a market value here. Their average assessed market value is $174,900; the typical home value is $134,540.

The assessor average sits +30.0% from the market figure — an average against a typical value, so treat it as a check, not a verdict.