ZIP 28269

28269 is one of 34 ZIP codes that lie mostly in Mecklenburg County, NC — 97% of its own area is in the county.

Shaded by typical home value, it ranks 20 of the 29 with a value.

13 school locations in 28269: 6 elementary, 3 middle, 3 high, 1 other.

In alphabetical order: Charlotte-Mecklenburg Academy, Corvian Community School, Croft Community School, David Cox Road Elementary, and more on the ZIP page. Locations only — no ratings are shown here.

In January 2000 the typical home in 28269 was worth $141,076.

Values peaked at $375,587 in August 2022. The latest reading is −5.9% from that peak.

As of August 2026: $353,571, −2.2% over twelve months.

Start with the typical home: $353,571. Put 20% down and borrow $282,857 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,958 a month in principal and interest.

The median household here earns $81,063 a year, $6,755 a month. So the payment takes 29.0% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.6% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $845.

In December 2020, with rates at 2.68%, it was $824.

By August 2026, at 6.67%, it was $1,819 — +121% since December 2020, while the home's value moved +39%.

Reported values rose +151% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $278,428. So the real change is +27%, not +151%.

28269: +151% since January 2000.

Mecklenburg County: +164% since January 2000.

North Carolina: +156% since January 2000 — 28269 ran behind it by 6 points.

Against 834 North Carolina ZIP codes, 28269 sits at the 46th percentile for affordability (price vs local income).

8th for appreciation (recent value growth); 62nd for rental yield (rent vs price).

Owning the typical home costs about $2,312 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,811 a month.

Price divided by a year's rent: 16.3. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 116 a month (Redfin, 3-month rolling data through August 2026). That is 72% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 372. That is 93% of the 2015–2019 level for the same months.

Going out — closed sales: about 117 a month. That is 74% of the 2015–2019 level for the same months. The drain is drawn 27% narrower: the share of homes for sale that sell each month is 73% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.2 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Homes sold: about 117 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 147 — so sales ran at 80% of it, and below it in 24 of the last 24 months.

Across Mecklenburg County, builders pulled permits for 7,496 new homes in 2025.

Of those, 50% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Mecklenburg County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 11,420 moved in. Among the ten receiving the most, 16,268 moved out.

Net across those counties: −4,848 households. Beside it, homes for sale in this ZIP: 372 in June 2026.

Most arrivals came from Cabarrus, NC (2,155 households); most departures went to Cabarrus, NC (3,143).