ZIP 33990

33990 is one of 34 ZIP codes that lie mostly in Lee County, FL.

Shaded by typical home value, it ranks 19 of the 33 with a value.

2 school locations in 33990: 1 elementary, 1 middle.

In alphabetical order: CALOOSA ELEMENTARY SCHOOL, CALOOSA MIDDLE SCHOOL. Locations only — no ratings are shown here.

In January 2000 the typical home in 33990 was worth $104,948.

Values peaked at $412,451 in August 2022. The latest reading is −21.9% from that peak.

As of August 2026: $322,222, −3.5% over twelve months.

Start with the typical home: $322,222. Put 20% down and borrow $257,778 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $1,785 a month in principal and interest.

The median household here earns $70,278 a year, $5,857 a month. So the payment takes 30.5% of income — rated “stretched” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 9.9% in 2000.

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $628.

In December 2020, with rates at 2.68%, it was $825.

By August 2026, at 6.67%, it was $1,658 — +101% since December 2020, while the home's value moved +26%.

Reported values rose +207% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $207,126. So the real change is +56%, not +207%.

33990: +207% since January 2000.

Lee County: +160% since January 2000.

Florida: +245% since January 2000 — 33990 ran behind it by 38 points.

Owning the typical home costs about $2,107 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $1,923 a month.

Price divided by a year's rent: 14.0. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 67 a month (Redfin, 3-month rolling data through August 2026). That is 85% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 194. That is 97% of the 2015–2019 level for the same months.

Going out — closed sales: about 55 a month. That is 69% of the 2015–2019 level for the same months. The drain is drawn 29% narrower: the share of homes for sale that sell each month is 71% of its 2015–2019 level.

The ladder: homes for sale ÷ monthly sales = 3.5 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 12 more homes came on than sold each month, so inventory is growing. The basin is filling.

Homes sold: about 55 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 69 — so sales ran at 80% of it, and below it in 23 of the last 24 months.

Across Lee County, builders pulled permits for 13,547 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

This ZIP sits in Lee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,684 moved in. Among the ten receiving the most, 6,967 moved out.

Net across those counties: +1,717 households. Beside it, homes for sale in this ZIP: 194 in June 2026.

Most arrivals came from Collier, FL (2,781 households); most departures went to Collier, FL (1,925).