Lotvox market story

ZIP 33913

Lee County, FL

What homes are worth, what they cost to carry, how fast they sell — one step at a time.

Typical home value
$439,078
12-month change
−2.9%
Months of supply
3.7

This week since 2026-10-08: Months of supply 3.7 (was 3.8) · Payment share of income 27.3% (was 27.0%)

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Who's going to sell in 33913 this year?

Lotvox Turnover Index

Ranking every home in 33913 by how likely it is to sell

Lotvox Turnover Index
Not yet live
Source: County assessor and recorder public records; Lotvox analysis (calculations on the sources above) · accuracy by ZIP · methodology

The Lotvox Turnover Index isn't offered for 33913 yet.

Where

33913 in Lee County, FL

33901 · $257,06633903 · $223,06733904 · $337,79133905 · $281,51833907 · $198,75833908 · $318,98733909 · $293,45933912 · $376,35833913 · $439,07833914 · $421,22333916 · $209,98033917 · $290,19633919 · $243,72933920 · $379,75733921 · $2,271,56833922 · $359,86633924 · $1,064,14033928 · $472,24933931 · $486,69633956 · $430,21133957 · $794,21033965 · no value published33966 · $334,30233967 · $351,98033971 · $284,69833972 · $313,45433973 · $278,97533974 · $287,02833976 · $283,17333990 · $322,22233991 · $359,00533993 · $326,14234134 · $628,78634135 · $456,672 33913
$199K$2.3M typical home value
Source: Census TIGER/Line · Zillow (ZHVI)Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

33913 is one of 34 ZIP codes that lie mostly in Lee County, FL.

Shaded by typical home value, it ranks 8 of the 33 with a value.

Value rank in county
8 of 33

Source: U.S. Census Bureau, TIGER/Line boundaries; Zillow Home Value Index (ZHVI), Zillow Research

Local life

Schools in 33913

5 school locations in 33913: 3 elementary, 1 middle, 1 high.

In alphabetical order: GATEWAY CHARTER ELEMENTARY SCHOOL, GATEWAY CHARTER HIGH SCHOOL, GATEWAY CHARTER INTERMEDIATE SCHOOL, GATEWAY ELEMENTARY SCHOOL, and more on the ZIP page. Locations only — no ratings are shown here.

School locations
5

Source: U.S. Department of Education, National Center for Education Statistics (school locations)

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What it costs

Home values

What homes are worth in 33913

$0$200K$400K$600K200020052010201520202025Peak July 2023 · $528,697Latest · $439,078
Typical home value
Source: Zillow (ZHVI) · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

In January 2000 the typical home in 33913 was worth $191,344.

Values peaked at $528,697 in July 2023. The latest reading is −17.0% from that peak.

As of August 2026: $439,078, −2.9% over twelve months.

Typical home value
$439,078
12-month change
−2.9%

Source: Zillow Home Value Index (ZHVI), Zillow Research · data as of 2026-08-31

Housing pulse

Monthly cost vs. price

Typical home
$439,078
Loan at 20% down
$351,262
30-year fixed rate
7.40%
Monthly principal + interest
$2,432
Median household income, per month
$8,910
Share of income
27.3%
0%30%60%
At today's rate, by home value, 2000–2026: 11.9% → 27.3%
Source: Zillow (ZHVI) · Freddie Mac via FRED · Census ACS · Lotvox · as of 2026-08-31Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Start with the typical home: $439,078. Put 20% down and borrow $351,262 at 7.40%, the 30-year fixed average as of October 8, 2026.

That is $2,432 a month in principal and interest.

The median household here earns $106,925 a year, $8,910 a month. So the payment takes 27.3% of income — rated “affordable” (Lotvox ZIP bands: under 28% affordable · 28–36% stretched · 36%+ severe).

The line holds today's rate fixed and moves only the price: at that rate, the same share was 11.9% in 2000.

Payment share of income
27.3%
Monthly P&I
$2,432

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; U.S. Census Bureau, American Community Survey 5-year estimates; Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Lotvox lens

The payment, at each month's rate

$0$1K$2K$3K$4K2000200520102015202020252.68% rate · $1,0516.67% rate · $2,259
Monthly P&I at that month's 30-year rate
Source: Zillow (ZHVI) · Freddie Mac via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Take the typical home's price each month, borrow 80% at that month's actual 30-year average rate: in January 2000 (8.21%) the payment was $1,146.

In December 2020, with rates at 2.68%, it was $1,051.

By August 2026, at 6.67%, it was $2,259 — +115% since December 2020, while the home's value moved +35%.

Payment change since 2020
+115%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Home value after inflation

$0$200K$400K$600K$800K200020052010201520202025
Home value (as reported)Prices in general (CPI-U), scaled to January 2000Home value in August 2026 dollars
Source: Zillow (ZHVI) · BLS CPI via FRED · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Reported values rose +129% since January 2000.

General prices (CPI-U) rose +97% over the same span.

Divide one by the other: in August 2026 dollars, the 2000 home was worth $377,637. So the real change is +16%, not +129%.

Real change since 2000
+16%

Source: Zillow Home Value Index (ZHVI), Zillow Research; U.S. Bureau of Labor Statistics, Consumer Price Index (CPI-U), via FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above) · data as of 2026-08
Deflated with CPI-U (seasonally adjusted, FRED CPIAUCSL) to August 2026; the site's Housing pulse chart uses its own CPI series, so older months can differ slightly.

Home values

33913 against its neighbors

0100200300400200020052010201520202025
33913 (2000 = 100)Lee County (2000 = 100)Florida (2000 = 100)
Source: Zillow (ZHVI) · Lotvox · as of 2026-08Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

33913: +130% since January 2000.

Lee County: +160% since January 2000.

Florida: +245% since January 2000 — 33913 ran behind it by 116 points.

Change since 2000
+130%

Source: Zillow Home Value Index (ZHVI), Zillow Research; Lotvox analysis (calculations on the sources above) · data as of 2026-08

Lotvox lens

Rent or own

Own: payment + 1.2%/yr taxes & insurance
$2,871
principal + interest $2,432 · taxes & insurance est. $439
Rent: typical rent (ZORI)
$2,057
Price-to-rent ratio
17.8
Source: Zillow (ZHVI) · Zillow (ZORI) · Freddie Mac via FRED · LotvoxSource: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

Owning the typical home costs about $2,871 a month once taxes and insurance (estimated at 1.2% of price a year) are added. Renting runs about $2,057 a month.

Price divided by a year's rent: 17.8. Lotvox reads under 15 as favoring buying and 20 or more as favoring renting.

Price-to-rent
17.8

Source: Zillow Home Value Index (ZHVI), Zillow Research; Zillow Observed Rent Index (ZORI), Zillow Research; Freddie Mac, 30-Year Fixed Rate Mortgage Average in the United States (MORTGAGE30US), retrieved from FRED®, Federal Reserve Bank of St. Louis; Lotvox analysis (calculations on the sources above)

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What's moving

Housing pulse

Listings Flow Ladder

per month / homes for sale2024-092026-08balanced 4–6 mo3.7 mo3.7 months of supplyNet −1 / month · inventory shrinking
New listings / monthHomes for saleClosed sales / monthBasin water level = months of supply
Source: Redfin · Lotvox · as of 2026-08-31Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Picture the Listings Flow Ladder as a basin: new listings pour in from the faucet, the homes for sale are the water, and closed sales run out the drain. Coming in — new listings: about 92 a month (Redfin, 3-month rolling data through August 2026). That is 105% of the 2015–2019 level for the same months.

On the shelf — homes for sale at the end of the period: 343. That is 96% of the 2015–2019 level for the same months.

Going out — closed sales: about 93 a month. That is 106% of the 2015–2019 level for the same months.

The ladder: homes for sale ÷ monthly sales = 3.7 months of supply — below the 4–6 month range Lotvox treats as balanced. In the basin, that is the water level against the shaded balanced band.

The net reading: about 1 more homes sold than came on each month, so inventory is shrinking. The basin is draining.

Months of supply
3.7

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08-31

Housing pulse

Sales pace vs. normal

05010015020252026
Homes sold per monthSame months, 2015–2019
Source: Redfin · Lotvox · as of 2026-08Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

Homes sold: about 93 a month in August 2026 (Redfin).

The 2015–2019 level for the same month was 76 — so sales ran at 122% of it, and below it in 4 of the last 24 months.

Sales vs 2015–19 level
122%

Source: Redfin Data Center (market tracker data); Lotvox analysis (calculations on the sources above) · data as of 2026-08

New supply

Homes being permitted

05,00010,00015,00020,000202213,621202313,556202415,411202513,547
1-unit buildings2–4 units5+ units
Source: Census permits · as of 2025Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

Across Lee County, builders pulled permits for 13,547 new homes in 2025.

Of those, 74% were in 1-unit buildings (the Census Bureau's category for detached and attached single homes).

Units permitted 2025
13,547

Source: U.S. Census Bureau, Building Permits Survey · data as of 2025

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Who's holding, who's leaving

Housing pulse

Migration and inventory

Moved in (top-10 origin counties)
8,684
Moved out (top-10 destination counties)
6,967
Net households
+1,717
Top origins
Collier, FL2,781
Miami-Dade, FL2,131
Broward, FL1,040
Top destinations
Collier, FL1,925
Charlotte, FL1,017
Hillsborough, FL754
Homes for sale, 2012–2026
Source: IRS SOI · Redfin · as of 2026-06-01Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

This ZIP sits in Lee County. IRS tax returns for 2022-2023: among the ten counties sending the most households, 8,684 moved in. Among the ten receiving the most, 6,967 moved out.

Net across those counties: +1,717 households. Beside it, homes for sale in this ZIP: 343 in June 2026.

Most arrivals came from Collier, FL (2,781 households); most departures went to Collier, FL (1,925).

Net households (top-10 flows)
+1,717

Source: IRS Statistics of Income, county-to-county migration data; Redfin Data Center (market tracker data) · data as of 2026-06-01

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What to do

Own a home here?What's my home worth?Enter your address for a county-record value range. Buying?Compare 33913 with 33956The same story, side by side. An agent?See where the index is livethe farm territory and this page's sponsor spot.

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Link: https://lotvox.com/story/cape-coral/zip/33913