Maple Valley 98038

King County, WA · 12,285 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

45affordability /100

Buyer leverage is seller advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
33.4%
stretched
Days on market
9
daily
Price cuts
20.3%
of active
Valuation
+109.7%
vs assessor
Look up an address
39
/100
Weak
cooling · seller advantage · prices easing year-over-year.
Price trend
42
Affordability
45
Valuation
20
Economic health
45

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

58/ 100SellerBalancedBuyer
Balanced Market
Needs 10.2% correction for affordability
DOM: 44d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)60
Supply & Demand (20%)85
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)40

Balanced market in 98038. List price is roughly fair — focus on condition and value. Payment burden: 33.4% of median income. Median days on market: 44. Renting is approximately 82% cheaper than buying (price-to-rent ratio: 21.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER ADVANTAGE

Market is cooling with expanding inventory. Sellers are firmly in control. Prices down 2.2% YoY.

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Market snapshoteach number, once

Median price
$796,978
▾ 2.2% YoY
Days on market
9
daily · zip_data
Median rent
$3,042
ZORI
Investor score
41/100
cash-flow lens
Active listings
88
90-day

Valuation3 lenses, different anchors

vs assessor
+109.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$1,671,100
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+69.0%
County-wide market — the widest, slowest signal.
King+69.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income5.5×

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How 98038 ranks in WA
percentile vs all Washington ZIPs · n=581
Market velocity88%
Supply tightness67%
Affordability64%
Investment yield81%
Appreciation10%

Affordability, supply & momentum

38SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.0 mo
Days on Market9d
Inv vs History+70.9%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$4,026
Payment burden33.4%
Median income · ZIP$144,733
Mortgage rate6.49% · 30yr
Total monthly own$4,823
Monthly rent$3,042
Market dynamics
Price cut %20.3%
Momentumcooling
LeverageSELLER ADVANTAGE
Months of supply9
Sales (90d)0
Investment analysis
Median rent$3,042
Price-to-rent21.8
Est. cap rate3.0%
Buy vs rentfavors renting

Livability

Walk score3
Transit score5
Bike score

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King County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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