San Antonio 78257

San Antonio-New Braunfels, TX · Bexar County, TX · 3,706 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

0affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
75.6%
severe
Days on market
127
daily
Price cuts
19.6%
of active
Valuation
-22.1%
vs assessor
Look up an address
47
/100
Mixed
warming · balanced · prices rising year-over-year.
Price trend
82
Affordability
10
Valuation
50

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

78/ 100SellerBalancedBuyer
Negotiate Hard
Needs 60.3% correction for affordability
DOM: 96d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)100

Moderate buyer leverage in 78257. Room to negotiate 5-10% below list. Payment burden: 75.7% of median income. A 54% price correction needed to reach 30% affordability threshold. Median days on market: 96. Renting is approximately 372% cheaper than buying (price-to-rent ratio: 56.6).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$929,493
▴ 2.9% YoY
Days on market
127
daily · zip_data
Median rent
$1,368
ZORI
Investor score
30/100
cash-flow lens
Active listings
95
90-day

Valuation3 lenses, different anchors

vs assessor
-22.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$723,725
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$244
Price-to-income12.5×

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How 78257 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity17%
Supply tightness0%
Affordability0%
Investment yield1%
Appreciation83%

Affordability, supply & momentum

14SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply29.2 mo
Days on Market127d
Inv vs History+6.9%
Listing Density17.9/1k
Affordability — payment burden
Monthly payment (P&I)$4,695
Payment burden75.6%
Median income · ZIP$74,540
Mortgage rate6.49% · 30yr
Total monthly own$5,625
Monthly rent$1,368
Market dynamics
Price cut %19.6%
Momentumwarming
LeverageBALANCED
Months of supply29.2
Sales (90d)0
Investment analysis
Median rent$1,368
Price-to-rent56.6
Est. cap rate1.1%
Buy vs rentfavors renting

Livability

Walk score
Transit score
Bike score

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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