San Antonio 78232

San Antonio-New Braunfels, TX · Bexar County, TX · 11,547 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
27.7%
affordable
Days on market
49
daily
Price cuts
31.0%
of active
Valuation
-6.2%
vs assessor
Look up an address
68
/100
Stable
stable · seller slight · prices rising year-over-year.
Price trend
55
Affordability
85
Valuation
70
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

50/ 100SellerBalancedBuyer
Balanced Market
DOM: 64d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)25
Days on Market (5%)75

Balanced market in 78232. List price is roughly fair — focus on condition and value. Payment burden: 27.7% of median income. Median days on market: 64. Renting is approximately 118% cheaper than buying (price-to-rent ratio: 26.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

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Market snapshoteach number, once

Median price
$386,965
▴ 0.5% YoY
Days on market
49
daily · zip_data
Median rent
$1,236
ZORI
Investor score
35/100
cash-flow lens
Active listings
113
90-day

Valuation3 lenses, different anchors

vs assessor
-6.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$362,810
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$304
Price-to-income4.6×

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How 78232 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity72%
Supply tightness62%
Affordability24%
Investment yield17%
Appreciation64%

Affordability, supply & momentum

34SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply13.4 mo
Days on Market49d
Inv vs History-1.9%
Listing Density7.5/1k
Affordability — payment burden
Monthly payment (P&I)$1,955
Payment burden27.7%
Median income · ZIP$84,633
Mortgage rate6.49% · 30yr
Total monthly own$2,342
Monthly rent$1,236
Market dynamics
Price cut %31.0%
Momentumstable
LeverageSELLER SLIGHT
Months of supply13.4
Sales (90d)0
Investment analysis
Median rent$1,236
Price-to-rent26.1
Est. cap rate2.5%
Buy vs rentfavors renting

Livability

Walk score3
Transit score2
Bike score

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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