Adkins 78101

San Antonio-New Braunfels, TX · Bexar County, TX · 2,447 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.2%
stretched
Days on market
57
daily
Price cuts
27.1%
of active
Valuation
-56.5%
vs assessor
Look up an address
51
/100
Mixed
stable · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
65
Valuation
20
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

75/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 71d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)75

Moderate buyer leverage in 78101. Room to negotiate 5-10% below list. Payment burden: 28.2% of median income. Median days on market: 71. Renting is approximately 263% cheaper than buying (price-to-rent ratio: 43.6). Market appears 23% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$420,132
▴ 0.9% YoY
Days on market
57
daily · zip_data
Median rent
$803
ZORI
Investor score
29/100
cash-flow lens
Active listings
92
90-day

Valuation3 lenses, different anchors

vs assessor
-56.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$182,780
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+56.1%
County-wide market — the widest, slowest signal.
Bexar+56.1%
Bexar+56.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$171
Price-to-income4.7×

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How 78101 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity65%
Supply tightness56%
Affordability24%
Investment yield3%
Appreciation67%

Affordability, supply & momentum

17SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply19.1 mo
Days on Market57d
Inv vs History+4.5%
Listing Density28.9/1k
Affordability — payment burden
Monthly payment (P&I)$2,122
Payment burden28.2%
Median income · ZIP$90,413
Mortgage rate6.49% · 30yr
Total monthly own$2,542
Monthly rent$803
Market dynamics
Price cut %27.1%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply19.1
Sales (90d)0
Investment analysis
Median rent$803
Price-to-rent43.6
Est. cap rate1.5%
Buy vs rentfavors renting

Livability

Walk score6
Transit score
Bike score

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Bexar County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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