Holly Springs 27540

Raleigh-Cary, NC · Wake County, NC · 557 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

54affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
28.2%
stretched
Days on market
22
daily
Price cuts
30.1%
of active
Valuation
-46.3%
vs assessor
Look up an address
48
/100
Mixed
stable · balanced · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
35
Economic health
54

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
DOM: 57d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 27540. List price is roughly fair — focus on condition and value. Payment burden: 28.2% of median income. Median days on market: 57. Renting is approximately 121% cheaper than buying (price-to-rent ratio: 26.5).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$584,819
▾ 1.0% YoY
Days on market
22
daily · zip_data
Median rent
$1,841
ZORI
Investor score
33/100
cash-flow lens
Active listings
158
90-day

Valuation3 lenses, different anchors

vs assessor
-46.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$314,007
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+66.5%
County-wide market — the widest, slowest signal.
Wake+66.5%
Johnston+65.7%
Mecklenburg+79.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$148
Price-to-income4.7×

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How 27540 ranks in NC
percentile vs all North Carolina ZIPs · n=834
Market velocity94%
Supply tightness78%
Affordability42%
Investment yield29%
Appreciation18%

Affordability, supply & momentum

43SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply9.2 mo
Days on Market22d
Inv vs History+33.3%
Listing Density10.7/1k
Affordability — payment burden
Monthly payment (P&I)$2,954
Payment burden28.2%
Median income · ZIP$125,681
Mortgage rate6.49% · 30yr
Total monthly own$3,539
Monthly rent$1,841
Market dynamics
Price cut %30.1%
Momentumstable
LeverageBALANCED
Months of supply9.2
Sales (90d)0
Investment analysis
Median rent$1,841
Price-to-rent26.5
Est. cap rate2.5%
Buy vs rentfavors renting

Livability

Walk score5
Transit score
Bike score

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Wake County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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