Milton 32583

Pensacola-Ferry Pass-Brent, FL · Santa Rosa County, FL · 11,386 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

66affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
20.8%
affordable
Days on market
76
daily
Price cuts
26.9%
of active
Valuation
-51.1%
vs assessor
Look up an address
63
/100
stable
stable · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

59/ 100SellerBalancedBuyer
Balanced Market
DOM: 98d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)100

Balanced market in 32583. List price is roughly fair — focus on condition and value. Payment burden: 20.9% of median income. Median days on market: 98. Renting is approximately 4% cheaper than buying (price-to-rent ratio: 12.5). Market appears 27% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$292,189
▴ 0.5% YoY
Days on market
76
daily · zip_data
Median rent
$1,952
ZORI
Investor score
81/100
cash-flow lens
Active listings
281
90-day

Valuation3 lenses, different anchors

vs assessor
-51.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$143,000
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.5%
County-wide market — the widest, slowest signal.
Santa Rosa+71.5%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$172
Price-to-income3.4×

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How 32583 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

17SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply14.0 mo
Days on Market76d
Inv vs History-15.7%
Listing Density28.2/1k
Market dynamics
Price cut %26.9%
Momentumstable
LeverageBALANCED
Months of supply14
Sales (90d)0
Investment analysis
Median rent$1,952
Price-to-rent12.5
Est. cap rate5.2%
Buy vs rentfavors buying

Livability

Walk score4
Transit score—
Bike score—

Historical trends

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Santa Rosa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

32530
$115,000
0.0%
Pensacola Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Santa Rosa County