Century 32535

Pensacola-Ferry Pass-Brent, FL · Escambia County, FL · 3,450 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

50affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
30.6%
stretched
Days on market
60
daily
Price cuts
0.0%
of active
Look up an address
67
/100
stable
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

72/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 59d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)75
Cancellation Rate (10%)0
Days on Market (5%)60

Moderate buyer leverage in 32535. Room to negotiate 5-10% below list. Payment burden: 30.6% of median income. Median days on market: 59. Renting is approximately 73% cheaper than buying (price-to-rent ratio: 20.8). Market appears 40% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 7.7% YoY.

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Market snapshoteach number, once

Median price
$203,339
▴ 7.7% YoY
Days on market
60
daily · zip_data
Median rent
$814
ZORI
Investor score
62/100
cash-flow lens
Active listings
9
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+68.0%
County-wide market — the widest, slowest signal.
Escambia+68.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$79
Price-to-income5.0×

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How 32535 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

33SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply21.0 mo
Days on Market60d
Inv vs History-11.8%
Listing Density5.4/1k
Market dynamics
Price cut %0.0%
Momentumhot
LeverageBALANCED
Months of supply21
Sales (90d)0
Investment analysis
Median rent$814
Price-to-rent20.8
Est. cap rate3.1%
Buy vs rentfavors renting

Livability

Walk score1
Transit score2
Bike score

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Escambia County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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