Wewahitchka · Calhoun County, FL · 811 properties with county records
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Wewahitchka 32449 is in Calhoun County, FL, part of the Panama City Metro. The typical home value in Wewahitchka 32449 is $162,964 (Zillow Home Value Index, August 2026), down 1.5% from a year earlier. Homes that sold went under contract in a median 125 days, and 0% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 32449 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Calhoun County's 4 ZIPs with a Zillow value, the middle one is $179,431, so 32449 sits 9% below the county middle. Lotvox holds county assessor records for 811 properties in 32449.
Headline value data through August 2026. Each source below carries its own date.
Is 32449 a buyer's or seller's market?
By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 32449 is a balanced market. Homes went under contract in a median 125 days.
What do homes in 32449 sell for?
The typical home value in 32449 is $162,964 (Zillow Home Value Index, August 2026), down 1.5% in a year. County records put the median at about $240 per square foot (computed Apr 21, 2026).
Who is likely to sell in 32449?
Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 32449 has not passed that test yet. When it does, the score appears here.
How does 32449 compare to Calhoun County?
32449's typical value of $162,964 compares with a middle value of $179,431 across Calhoun County's 4 ZIPs. Both are Zillow Home Value Index figures for August 2026.
Where does this 32449 data come from?
Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.
Cite as: Lotvox ZIP market record, 32449 Wewahitchka, FL, data through August 2026, https://lotvox.com/panama-city/zip/32449
Listings Flow Ladder — 32449
Faucet, basin and drain — new listings in, active inventory, closed sales out.as of Aug 31, 2026
Thin market — under 25 active listings; ratios withheld
Faucet — new listings
1/mo
300% of normal (0) · gushing· baseline thin
Basin — active listings
4
267% of normal (2) · overflowing· baseline thin
Months of supply
—
derived — not published at this grain
Drain — closed sales
—/mo
— of normal (—)
Net — faucet minus drain
—
—
Reading
current
as of 2026-08-31
Compare against:2015-01-01 to 2019-12-31 · 3 same-month points
How plugged is the drain? Two definitions, both ours, deliberately not reconciled.
—Absorption vs its own normal— 1 - (closed sales / active listings) / same-month median of that ratio
—Closed sales vs its own normal— 1 - closed sales per month / same-month median closed sales per month
Closed sales over 24 months — two different numbers, deliberately not merged.
—/mofall in the monthly rate (%)— peak 1/mo (2024-09-30) to —/mo now
0transactions that did not happen— summed monthly shortfall vs the same-month normal, over 0 months below it (vs 2015-19 (COVID excluded))
rate_drop_from_peak is a change in the monthly rate; cumulative_shortfall_vs_normal counts transactions not transacted. They are different quantities and are not interchangeable.
2026-08-31
Redfin market data (county + ZIP), via Lotvox. As of 2026-08-31. Normal = same-month median of monthly rates, minimum 3 same-month points. Source window 3 months (flows shown per month). months_of_supply is not published at this grain (0 non-null rows measured); derived here as active listings / closed sales per month. A fresher supply-only read (0 new, 6 active, 2026-09-01, Realtor.com inventory (county + ZIP), via Lotvox) is available but is NOT used in the net — that source publishes no closed sales, so subtracting across it would mix two vintages.
Should you buy here?
buyer-timing lens
51affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Not available for this ZIP — no rent or ownership-cost estimate published here.
Rent to price
Not available for this ZIP — no price-to-rent ratio published here.
56
/100
mixed
hot · balanced · prices easing year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / seller
buyer-timing lens
Negotiate Hard
Score Components
Payment Burden (25%)25
Valuation Gap (25%)100
Days on Market (5%)60
Moderate buyer leverage in 32449. Room to negotiate 5-10% below list. Payment burden: 29.8% of median income. Median days on market: 57. Market appears 50% overpriced vs. assessed values.
What to Offer
Offer 5-10% below list. You have room to negotiate.
estimated monthly P&I at the CURRENT rate (7.4% as of 2026-10-08), held constant — 20% down, 30yr fixed
as of 2026-08-31 · Zillow ZHVI + FRED MORTGAGE30US (fred, as of 2026-10-08) + Census median household income
Real Home Values
$162,964in 2026-08 dollars (nominal $162,964)
real (2026-08 = 100 deflator)nominal
price basis: Zillow ZHVI
as of 2026-08-31 · Zillow ZHVI + CPI (national deflator)
Listings Flow Ladder
New listings
1
Active listings
4
Closed sales
—
Net flow
—
months of supply — (balanced band 4–6) · THIN market
new listingsclosed sales
as of 2026-08-31 · Redfin market data (county + ZIP), via Lotvox
Migration vs Inventory
county migration (parent)
-42net migration (2022-2023), losing — households
in 141 · out 183 · Calhoun County, FL (parent county of this ZIP)
active inventory
as of 2026-06-01 · IRS SOI county-to-county migration flows 2022-2023 + Redfin inventory history
Price bands
mix-shift
Price Bands — the median behind the median
A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Calhoun.
Current tiers · 12 months to Aug 25floor 10 sales/tier
1 tier had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row. 5 tiers had too few sales at every level and are left blank rather than estimated.
Tier
Median
$/sqft
Sales
Share
Source
Under $250k
$67k
$133
10
90.9%
ZIP
$250k–$500k
$367k
$145
14
—
COUNTY · Calhoun, FL
$500k–$750k
—
—
—
—
fewer than 10 sales at zip, county and metro level
$750k–$1M
—
—
—
—
fewer than 10 sales at zip, county and metro level
$1M–$1.5M
—
—
—
—
fewer than 10 sales at zip, county and metro level
$1.5M–$2M
—
—
—
—
fewer than 10 sales at zip, county and metro level
$2M+
—
—
—
—
fewer than 10 sales at zip, county and metro level
All sales (the headline median)
$70k
$135
11
100%
ZIP
No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.
National context — not local
NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 32449.
United States
South
Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.
Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.
ZIP 32449→Calhoun County, FL
12-Month Direction
-12Moderate Deterioration
Confidence
100%
DeterioratingStableImproving
BuildersLens Market Intelligence
Market Score
52· Fair
Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.
Payment Burden
30.6%
stretched
Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.4% · Zillow ZHVI · Census income · Updated 2026-10-08
Price-to-rent
17.4x
neutral
Source: Zillow ZHVI ÷ (Zillow ZORI × 12)
Valuation35
+41.3%
stretched
Source: Lotvox comps · Updated 2026-05-15
Insurance Risk
43/100
low_risk
Source: FEMA/NFIP · Updated 2026-04
County distress indicators
ECONOMIC INDICATORS
Economic indicators are mixed relative to comparable U.S. counties.
Unemployment Rate
5.1%
FL 4.5%US 4.4%
Near national averages
Source: BLS LAUS · 2026-0845d ago
Poverty Rate
22.9%
FL 12.4%US 12.6%
Higher than many comparable counties
Median Household Income
$46,901
FL $72,373US $82,006
Lower than many comparable counties
Cost of Living (RPP)
101.2
FL 101.2US 100.3
Near national averages
Home Value (ZHVI)$180,453
County data: BLS, Census ACS, CDC, FBI UCR, Federal Reserve, USDA
Tenure by age of householder (ACS B25007) is not published below county. Any ZIP figure here is DERIVED from the county's age-specific owner rates applied to this ZIP's own age structure — never read directly.
Derived — this ZIP
9.4% in 2023
of owner-occupied homes have a householder 75 or older
