Palm Bay 32907

Palm Bay-Melbourne-Titusville, FL · Brevard County, FL · 23,289 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

58affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

26.3%

affordable

Days on market

daily

Price cuts

29.3%

of active

Valuation

-15.8%

vs assessor

Look up an address

/100

mixed

cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

DOM: 71d (rising) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)25

Valuation Gap (25%)80

Supply & Demand (20%)100

Buy vs Rent (15%)25

Cancellation Rate (10%)50

Days on Market (5%)75

Balanced market in 32907. List price is roughly fair — focus on condition and value. Payment burden: 25.7% of median income. Median days on market: 71. Renting is approximately 1% cheaper than buying (price-to-rent ratio: 12.1). Market appears 21% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 1.6% YoY.

Address lookup$99 report path

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<iframe src="https://lotvox.com/embed/zip/32907" width="100%" height="300" style="border:0;border-radius:12px;overflow:hidden;max-width:640px" loading="lazy" title="Palm Bay 32907 — Lotvox market card"></iframe>
<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/palm-bay/zip/32907?utm_source=embed&utm_medium=backlink">Palm Bay 32907 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$304,197

▾ 1.6% YoY

Days on market

daily · zip_data

Median rent

$2,139

ZORI

Investor score

75/100

cash-flow lens

Active listings

323

90-day

Valuation3 lenses, different anchors

vs assessor

-15.8%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$256,100

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+67.1%

County-wide market — the widest, slowest signal.

Brevard+67.1%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$114

Price-to-income4.2×

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How 32907 ranks in FL

percentile vs all FL ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

18SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply18.6 mo

Days on Market75d

Inv vs History-4.2%

Listing Density19.8/1k

Market dynamics

Price cut %29.3%

Momentumcooling

LeverageBALANCED

Months of supply18.6

Sales (90d)0

Investment analysis

Median rent$2,139

Price-to-rent12.1

Est. cap rate5.4%

Buy vs rentfavors buying

Livability

Walk score4

Transit score4

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Brevard.

Current tiers · 12 months to Aug 25floor 10 sales/tier

4 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$120k	$119	336	23.6%	ZIP
$250k–$500k	$344k	$144	1,046	73.6%	ZIP
$500k–$750k	$541k	$153	36	2.5%	ZIP
$750k–$1M	$830k	$222	692	—	COUNTY · Brevard, FL
$1M–$1.5M	$1.19M	$271	301	—	COUNTY · Brevard, FL
$1.5M–$2M	$1.66M	$325	92	—	COUNTY · Brevard, FL
$2M+	$2.65M	$406	117	—	COUNTY · Brevard, FL
All sales (the headline median)	$320k	$142	1,422	100%	ZIP

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 32907.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Brevard County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 32907→Brevard County, FL

12-Month Direction

-8Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

42· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden53

28%

stretched

Source: Lotvox · Updated 2026-05-15

Buy vs Rent47

1.292x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation14

+67.1%

overvalued

Source: Lotvox comps · Updated 2026-05-15