Bithlo 32820

Orange County, FL · 11,351 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

47affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32%
stretched
Days on market
65
daily
Price cuts
28.0%
of active
Valuation
-10.4%
vs assessor
Look up an address
54
/100
Mixed
stable · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
65
Valuation
70
Economic health
47

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

60/ 100SellerBalancedBuyer
Negotiate Hard
Needs 6.3% correction for affordability
DOM: 80d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 32820. Room to negotiate 5-10% below list. Payment burden: 32.0% of median income. Median days on market: 80. Renting is approximately 58% cheaper than buying (price-to-rent ratio: 19.0). Market appears 36% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$547,460
▾ 0.6% YoY
Days on market
65
daily · zip_data
Median rent
$2,399
ZORI
Investor score
52/100
cash-flow lens
Active listings
32
90-day

Valuation3 lenses, different anchors

vs assessor
-10.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$490,760
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+71.7%
County-wide market — the widest, slowest signal.
Orange+71.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$131
Price-to-income5.3×

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How 32820 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity53%
Supply tightness90%
Affordability38%
Investment yield25%
Appreciation70%

Affordability, supply & momentum

65SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.8 mo
Days on Market65d
Inv vs History-14.2%
Listing Density10.0/1k
Affordability — payment burden
Monthly payment (P&I)$2,765
Payment burden32%
Median income · ZIP$103,675
Mortgage rate6.49% · 30yr
Total monthly own$3,313
Monthly rent$2,399
Market dynamics
Price cut %28.0%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply2.8
Sales (90d)0
Investment analysis
Median rent$2,399
Price-to-rent19.0
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score3
Transit score1
Bike score

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Orange County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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