Bithlo 32820

Orange County, FL · 11,351 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

47affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.7%
stretched
Days on market
65
daily
Price cuts
31.3%
of active
Valuation
-10.1%
vs assessor
Look up an address
60
/100
Stable
stable · buyer advantage · prices rising year-over-year.
Price trend
55
Affordability
65
Valuation
70
Economic health
47

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

60/ 100SellerBalancedBuyer
Negotiate Hard
Needs 8.3% correction for affordability
DOM: 80d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)20
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 32820. Room to negotiate 5-10% below list. Payment burden: 32.1% of median income. Median days on market: 80. Renting is approximately 58% cheaper than buying (price-to-rent ratio: 19.0). Market appears 37% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$546,073
▴ 0.6% YoY
Days on market
65
daily · zip_data
Median rent
$2,602
ZORI
Investor score
52/100
cash-flow lens
Active listings
32
90-day

Valuation3 lenses, different anchors

vs assessor
-10.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$490,760
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+70.9%
County-wide market — the widest, slowest signal.
Orange+70.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$131
Price-to-income5.3×

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How 32820 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity54%
Supply tightness90%
Affordability38%
Investment yield25%
Appreciation72%

Affordability, supply & momentum

65SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply2.8 mo
Days on Market65d
Inv vs History-14.3%
Listing Density10.0/1k
Affordability — payment burden
Monthly payment (P&I)$2,822
Payment burden32.7%
Median income · ZIP$103,675
Mortgage rate6.71% · 30yr
Total monthly own$3,368
Monthly rent$2,602
Market dynamics
Price cut %31.3%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply2.8
Sales (90d)0
Investment analysis
Median rent$2,602
Price-to-rent19.0
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score3
Transit score1
Bike score

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Price bandsmix-shift

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Orange County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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