Washington Terrace 84405

Ogden-Clearfield, UT · Weber County, UT · 2,877 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

45affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
33.3%
stretched
Days on market
42
daily
Price cuts
30.8%
of active
Valuation
-21.5%
vs assessor
Look up an address
49
/100
mixed
warming · seller slight · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

65/ 100SellerBalancedBuyer
Negotiate Hard
Needs 9.9% correction for affordability
DOM: 60d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)60
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)25
Days on Market (5%)60

Moderate buyer leverage in 84405. Room to negotiate 5-10% below list. Payment burden: 33.3% of median income. Median days on market: 60. Renting is approximately 127% cheaper than buying (price-to-rent ratio: 27.2). Market appears 12% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$463,549
▴ 1.5% YoY
Days on market
42
daily · zip_data
Median rent
$1,423
ZORI
Investor score
36/100
cash-flow lens
Active listings
93
90-day

Valuation3 lenses, different anchors

vs assessor
-21.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$364,000
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+95.0%
County-wide market — the widest, slowest signal.
Weber+95.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$346
Price-to-income5.5×

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How 84405 ranks in UT
percentile vs all UT ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

40SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.9 mo
Days on Market42d
Inv vs History-4.2%
Listing Density7.8/1k
Market dynamics
Price cut %30.8%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply10.9
Sales (90d)0
Investment analysis
Median rent$1,423
Price-to-rent27.2
Est. cap rate2.4%
Buy vs rentfavors renting

Livability

Walk score4
Transit score3
Bike score

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Weber County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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