Dunnellon 34431

Ocala, FL · Marion County, FL · 15,787 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.4%
stretched
Days on market
51
daily
Price cuts
25.6%
of active
Look up an address
50
/100
mixed
stable · buyer advantage · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

69/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 48d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)60

Moderate buyer leverage in 34431. Room to negotiate 5-10% below list. Payment burden: 31.5% of median income. Median days on market: 48. Renting is approximately 24% cheaper than buying (price-to-rent ratio: 14.9). Market appears 65% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBUYER ADVANTAGE

Market is holding steady with balanced conditions. Buyers have strong negotiating leverage.

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Market snapshoteach number, once

Median price
$267,320
▾ 1.0% YoY
Days on market
51
daily · zip_data
Median rent
$1,500
ZORI
Investor score
67/100
cash-flow lens
Active listings
115
90-day

Valuation3 lenses, different anchors

vs assessor
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.0%
County-wide market — the widest, slowest signal.
Marion+59.0%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$183
Price-to-income5.2×

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How 34431 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

23SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply16.7 mo
Days on Market51d
Inv vs History-16.3%
Listing Density29.7/1k
Market dynamics
Price cut %25.6%
Momentumstable
LeverageBUYER ADVANTAGE
Months of supply16.7
Sales (90d)0
Investment analysis
Median rent$1,500
Price-to-rent14.9
Est. cap rate4.4%
Buy vs rentfavors buying

Livability

Walk score
Transit score
Bike score

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Marion County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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