Altoona 32702
Lake County, FL · 2,265 properties · updated 7/5/2026
Should you buy here?buyer-timing lens
45affordability /100
Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Payment burden
33.2%
stretched
Days on market
37
daily
Price cuts
0.0%
of active
Valuation
-19.1%
vs assessor
54
/100
mixed
stable · balanced · prices rising year-over-year.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Buyer / sellerbuyer-timing lens
Balanced Market
Needs 9.6% correction for affordability
DOM: 75d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)100
Supply & Demand (20%)85
Buy vs Rent (15%)0
Cancellation Rate (10%)0
Days on Market (5%)75
Balanced market in 32702. List price is roughly fair — focus on condition and value. Payment burden: 33.3% of median income. Median days on market: 75. Market appears 41% overpriced vs. assessed values.
Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLEBALANCED
Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.
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Market snapshoteach number, once
Median price
$283,855
▴ 1.3% YoY
Days on market
37
daily · zip_data
Median rent
$3,501
ZORI
Investor score
86/100
cash-flow lens
Active listings
2
90-day
Valuation3 lenses, different anchors
vs assessor
-19.1%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$229,700
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+66.6%
County-wide market — the widest, slowest signal.
Lake+66.6%
Marion+59.0%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$253
Price-to-income5.5×
How 32702 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.
Affordability, supply & momentum
51SUPPLY
Tight MarketSupply Tightness
Supply is below normal — sellers are favored but buyers still have options.
Months of Supply12.0 mo
Days on Market37d
Inv vs History-70.6%
Listing Density1.6/1k
Market dynamics
Price cut %0.0%
Momentumstable
LeverageBALANCED
Months of supply12
Sales (90d)0
Investment analysis
Median rent$3,501
Price-to-rent6.8
Est. cap rate9.6%
Buy vs rentfavors buying
Livability
Walk score7
Transit score—
Bike score—
Historical trends
Lake County contextmacro · jobs · debt · migration
ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.