Mastic 11950

Suffolk County, NY · 5,994 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

52affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
29.1%
stretched
Days on market
27
daily
Price cuts
7.3%
of active
Valuation
-29.2%
vs assessor
Look up an address
69
/100
stable
warming · seller slight · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

68/ 100SellerBalancedBuyer
Negotiate Hard
DOM: 45d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)100
Supply & Demand (20%)70
Buy vs Rent (15%)75
Cancellation Rate (10%)100
Days on Market (5%)40

Moderate buyer leverage in 11950. Room to negotiate 5-10% below list. Payment burden: 29.1% of median income. Median days on market: 45. Renting is approximately 90% cheaper than buying (price-to-rent ratio: 22.8). Market appears 34% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
WARMINGSELLER SLIGHT

Market is warming with rising prices. Sellers hold a slight edge. Prices up 3.5% YoY.

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Market snapshoteach number, once

Median price
$506,650
▴ 3.5% YoY
Days on market
27
daily · zip_data
Median rent
$1,848
ZORI
Investor score
48/100
cash-flow lens
Active listings
24
90-day

Valuation3 lenses, different anchors

vs assessor
-29.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$358,491
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.2%
County-wide market — the widest, slowest signal.
Suffolk+61.2%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft
Price-to-income4.8×

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How 11950 ranks in NY
percentile vs all NY ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

51SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply6.9 mo
Days on Market27d
Inv vs History+10.1%
Listing Density--
Market dynamics
Price cut %7.3%
Momentumwarming
LeverageSELLER SLIGHT
Months of supply6.9
Sales (90d)0
Investment analysis
Median rent$1,848
Price-to-rent22.8
Est. cap rate2.8%
Buy vs rentfavors renting

Livability

Walk score6
Transit score3
Bike score

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Suffolk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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