Smithtown 11787

Suffolk County, NY · 13,995 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.6%
stretched
Days on market
23
daily
Price cuts
6.5%
of active
Valuation
-20.8%
vs assessor
Look up an address
56
/100
mixed
hot · seller slight · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

58/ 100SellerBalancedBuyer
Balanced Market
Needs 13.3% correction for affordability
DOM: 25d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)60
Supply & Demand (20%)20
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)20

Balanced market in 11787. List price is roughly fair — focus on condition and value. Payment burden: 34.7% of median income. Median days on market: 25. Renting is approximately 140% cheaper than buying (price-to-rent ratio: 28.8).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
HOTSELLER SLIGHT

Market is running hot with fast-moving inventory. Sellers hold a slight edge. Prices up 7.0% YoY.

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Market snapshoteach number, once

Median price
$808,496
▴ 7.0% YoY
Days on market
23
daily · zip_data
Median rent
$2,336
ZORI
Investor score
47/100
cash-flow lens
Active listings
63
90-day

Valuation3 lenses, different anchors

vs assessor
-20.8%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$640,698
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.2%
County-wide market — the widest, slowest signal.
Suffolk+61.2%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$374
Price-to-income5.7×

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How 11787 ranks in NY
percentile vs all NY ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

64SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply3.9 mo
Days on Market23d
Inv vs History+39.1%
Listing Density--
Market dynamics
Price cut %6.5%
Momentumhot
LeverageSELLER SLIGHT
Months of supply3.9
Sales (90d)0
Investment analysis
Median rent$2,336
Price-to-rent28.8
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score2
Transit score10
Bike score—

Historical trends

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Suffolk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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New York Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Suffolk County