Saint James 11780

Suffolk County, NY · 5,955 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

40affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.2%
severe
Days on market
37
daily
Price cuts
9.8%
of active
Valuation
-21.4%
vs assessor
Look up an address
49
/100
mixed
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

72/ 100SellerBalancedBuyer
Negotiate Hard
Needs 17.1% correction for affordability
DOM: 23d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)60
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)50
Days on Market (5%)20

Moderate buyer leverage in 11780. Room to negotiate 5-10% below list. Payment burden: 36.2% of median income. Median days on market: 23. Renting is approximately 167% cheaper than buying (price-to-rent ratio: 32.0).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 8.5% YoY.

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Market snapshoteach number, once

Median price
$845,158
▴ 8.5% YoY
Days on market
37
daily · zip_data
Median rent
$2,198
ZORI
Investor score
46/100
cash-flow lens
Active listings
35
90-day

Valuation3 lenses, different anchors

vs assessor
-21.4%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$664,535
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+61.2%
County-wide market — the widest, slowest signal.
Suffolk+61.2%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$375
Price-to-income6.0×

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How 11780 ranks in NY
percentile vs all NY ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

41SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply8.1 mo
Days on Market37d
Inv vs History+4.5%
Listing Density--
Market dynamics
Price cut %9.8%
Momentumhot
LeverageBALANCED
Months of supply8.1
Sales (90d)0
Investment analysis
Median rent$2,198
Price-to-rent32.0
Est. cap rate2.0%
Buy vs rentfavors renting

Livability

Walk score5
Transit score9
Bike score

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Suffolk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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