Bloomington 55425

Hennepin County, MN · 3,016 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

51affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.5%
stretched
Days on market
17
daily
Price cuts
0.0%
of active
Valuation
-8.3%
vs assessor
Look up an address
46
/100
Mixed
cooling · seller slight · prices easing year-over-year.
Price trend
10
Affordability
65
Valuation
70
Economic health
51

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

40/ 100SellerBalancedBuyer
Balanced Market
DOM: 85d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 55425. List price is roughly fair — focus on condition and value. Payment burden: 29.8% of median income. Median days on market: 85. Renting is approximately 38% cheaper than buying (price-to-rent ratio: 16.6).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGSELLER SLIGHT

Market is cooling with expanding inventory. Sellers hold a slight edge. Prices down 6.2% YoY.

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Market snapshoteach number, once

Median price
$348,439
▾ 6.2% YoY
Days on market
17
daily · zip_data
Median rent
$1,688
ZORI
Investor score
54/100
cash-flow lens
Active listings
13
90-day

Valuation3 lenses, different anchors

vs assessor
-8.3%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$319,500
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+46.9%
County-wide market — the widest, slowest signal.
Hennepin+46.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$212
Price-to-income4.9×

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How 55425 ranks in MN
percentile vs all Minnesota ZIPs · n=772
Market velocity89%
Supply tightness26%
Affordability10%
Investment yield88%
Appreciation1%

Affordability, supply & momentum

38SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply14.4 mo
Days on Market17d
Inv vs History+8.8%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$1,801
Payment burden31.5%
Median income · ZIP$68,517
Mortgage rate6.71% · 30yr
Total monthly own$2,149
Monthly rent$1,688
Market dynamics
Price cut %0.0%
Momentumcooling
LeverageSELLER SLIGHT
Months of supply14.4
Sales (90d)0
Investment analysis
Median rent$1,688
Price-to-rent16.6
Est. cap rate3.9%
Buy vs rentneutral

Livability

Walk score13
Transit score13
Bike score

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Price bandsmix-shift

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Hennepin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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