Shorewood 55331

Hennepin County, MN · 8,752 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

49affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.2%
stretched
Days on market
34
daily
Price cuts
15.0%
of active
Valuation
-20.9%
vs assessor
Look up an address
68
/100
Stable
warming · balanced · prices rising year-over-year.
Price trend
90
Affordability
65
Valuation
50
Economic health
49

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

51/ 100SellerBalancedBuyer
Balanced Market
DOM: 76d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)85
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)75

Balanced market in 55331. List price is roughly fair — focus on condition and value. Payment burden: 31.3% of median income. Median days on market: 76. Renting is approximately 126% cheaper than buying (price-to-rent ratio: 27.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers. Prices up 3.2% YoY.

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Market snapshoteach number, once

Median price
$824,689
▴ 3.2% YoY
Days on market
34
daily · zip_data
Median rent
$2,532
ZORI
Investor score
40/100
cash-flow lens
Active listings
85
90-day

Valuation3 lenses, different anchors

vs assessor
-20.9%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$652,450
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+47.4%
County-wide market — the widest, slowest signal.
Hennepin+47.4%
Carver+45.2%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$397
Price-to-income5.2×

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How 55331 ranks in MN
percentile vs all Minnesota ZIPs · n=772
Market velocity59%
Supply tightness38%
Affordability8%
Investment yield40%
Appreciation35%

Affordability, supply & momentum

38SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply10.6 mo
Days on Market34d
Inv vs History-7.5%
Listing Density--
Affordability — payment burden
Monthly payment (P&I)$4,166
Payment burden31.2%
Median income · ZIP$160,029
Mortgage rate6.49% · 30yr
Total monthly own$4,990
Monthly rent$2,532
Market dynamics
Price cut %15.0%
Momentumwarming
LeverageBALANCED
Months of supply10.6
Sales (90d)0
Investment analysis
Median rent$2,532
Price-to-rent27.1
Est. cap rate2.4%
Buy vs rentfavors renting

Livability

Walk score2
Transit score2
Bike score

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Hennepin County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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