Naples 34113

Name: 34113 Naples, FL housing market record
Creator: Lotvox
License: https://lotvox.com/terms

Naples-Marco Island, FL · Collier County, FL · 15,320 properties with county records

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Naples 34113 is in Collier County, FL, part of the Naples Metro. The typical home value in Naples 34113 is $495,415 (Zillow Home Value Index, August 2026), down 3.0% from a year earlier. Homes that sold went under contract in a median 95 days, and 23% of listings took a price cut (Redfin Data Center, period ending Aug 31, 2026). On Lotvox's market-leverage reading of that data, with 4.8 months of supply, neither buyers nor sellers hold a clear edge. The Lotvox Turnover Index is not published for 34113 yet: it appears only where a held-out test on the county's recorded sales beats chance. Across Collier County's 19 ZIPs with a Zillow value, the middle one is $546,857, so 34113 sits 9% below the county middle. Typical rent is $2,296 a month (Zillow Observed Rent Index, August 2026). Lotvox holds county assessor records for 15,320 properties in 34113.

Headline value data through August 2026. Each source below carries its own date.

Is 34113 a buyer's or seller's market?

By Lotvox's leverage reading of Redfin data through Aug 31, 2026, 34113 is a balanced market. Homes went under contract in a median 95 days with 4.8 months of supply.

What do homes in 34113 sell for?

The typical home value in 34113 is $495,415 (Zillow Home Value Index, August 2026), down 3.0% in a year. County records put the median at about $666 per square foot (computed Apr 21, 2026).

Who is likely to sell in 34113?

Lotvox only publishes its Turnover Index where a held-out test on recorded sales beats chance, and 34113 has not passed that test yet. When it does, the score appears here.

How does 34113 compare to Collier County?

34113's typical value of $495,415 compares with a middle value of $546,857 across Collier County's 19 ZIPs. Both are Zillow Home Value Index figures for August 2026.

Where does this 34113 data come from?

Values and rents come from Zillow's research data, sales pace from the Redfin Data Center, and property counts and turnover from county assessor and deed records. Each number on this page carries its own date, and the method is published at lotvox.com/methodology.

Sources: Zillow Home Value Index (ZHVI) (as of Aug 31, 2026) · Redfin Data Center (as of Aug 31, 2026) · Zillow Observed Rent Index (ZORI) (as of Aug 31, 2026) · county assessor records (counted Oct 15, 2026) · How Lotvox works

Cite as: Lotvox ZIP market record, 34113 Naples, FL, data through August 2026, https://lotvox.com/naples/zip/34113

Listings Flow Ladder — Listings flow could not be loaded (429).

Should you buy here?

buyer-timing lens

35affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

43%

severe

Days on market

daily

Price cuts

22.9%

of active

Valuation

+23.7%

vs assessor

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Rent vs own

Not available for this ZIP — no rent or ownership-cost estimate published here.

Rent to price

Not available for this ZIP — no price-to-rent ratio published here.

/100

weak

cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / seller

buyer-timing lens

Negotiate Hard

Needs 30.2% correction for affordability

DOM: 77d (rising) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)75

Valuation Gap (25%)10

Supply & Demand (20%)100

Buy vs Rent (15%)50

Cancellation Rate (10%)75

Days on Market (5%)75

Moderate buyer leverage in 34113. Room to negotiate 5-10% below list. Payment burden: 39.9% of median income. A 12% price correction needed to reach 30% affordability threshold. Median days on market: 77. Renting is approximately 30% cheaper than buying (price-to-rent ratio: 15.6).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.

COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 3.0% YoY.

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Market snapshot

each number, once

Median price

$495,415

▾ 3.0% YoY

Days on market

daily · zip_data

Median rent

$2,296

ZORI

Investor score

54/100

cash-flow lens

Active listings

285

90-day

Valuation

3 lenses, different anchors

vs assessor

+23.7%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$612,700

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+54.4%

County-wide market — the widest, slowest signal.

Collier+54.4%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$666

Price-to-income6.5×

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How 34113 ranks in FL

percentile vs all FL ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

18SUPPLY

OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply43.3 mo

Days on Market95d

Inv vs History-35.1%

Listing Density27.3/1k

Market dynamics

Price cut %22.9%

Momentumcooling

LeverageBALANCED

Months of supply4.8

Sales (90d)177

Investment analysis

Median rent$2,296

Price-to-rent15.6

Est. cap rate4.2%

Buy vs rentneutral

Livability

Walk score—

Transit score1

Bike score—

Historical trends

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Housing pulse

4 charts, one facade

Housing pulse — Housing pulse could not be loaded (429).

Price bands

mix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Collier.

Current tiers · 12 months to Aug 25floor 10 sales/tier

1 tier had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row. 6 tiers had too few sales at every level and are left blank rather than estimated.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$250k–$500k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$500k–$750k	—	—	—	—	fewer than 10 sales at zip, county and metro level
$750k–$1M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1M–$1.5M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$1.5M–$2M	—	—	—	—	fewer than 10 sales at zip, county and metro level
$2M+	$3.90M	$460	22	66.7%	COUNTY · Collier, FL
All sales (the headline median)	$3.04M	$463	33	100%	COUNTY · Collier, FL

No mix-shift history for this area. no geography from this ZIP up to metro has 8+ quarters of 10+ recorded arms-length sales across at least 4 price tiers. Trends are drawn only from recorded transactions; the last-sale snapshot above cannot carry a time series, because a property that sold twice keeps only its latest sale — which drags the history upward through the tiers and would invent the very mix shift this section exists to test for.

National context — not local

NAR's aggregate existing-home median for the United States and the South census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 34113.

United States
South

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Collier County context

macro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 34113→Collier County, FL

12-Month Direction

-22Moderate Deterioration

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

42· Weak

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden

43%

severe

Source: Freddie Mac PMMS (FRED MORTGAGE30US) 7.4% · Zillow ZHVI · Census income · Updated 2026-10-08

Price-to-rent

18x

neutral

Source: Zillow ZHVI ÷ (Zillow ZORI × 12)

Valuation7

+54.4%

overvalued

Source: Lotvox comps · Updated 2026-05-15