Naples 34110

Naples-Marco Island, FL · Collier County, FL · 16,044 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

37affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
38.2%
severe
Days on market
88
daily
Price cuts
24.2%
of active
Valuation
+52.7%
vs assessor
Look up an address
20
/100
weak
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

60/ 100SellerBalancedBuyer
Negotiate Hard
Needs 21.5% correction for affordability
DOM: 86d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)50
Cancellation Rate (10%)75
Days on Market (5%)75

Moderate buyer leverage in 34110. Room to negotiate 5-10% below list. Payment burden: 38.3% of median income. A 8% price correction needed to reach 30% affordability threshold. Median days on market: 86. Renting is approximately 58% cheaper than buying (price-to-rent ratio: 19.0).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 4.4% YoY.

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Market snapshoteach number, once

Median price
$600,952
▾ 4.4% YoY
Days on market
88
daily · zip_data
Median rent
$2,637
ZORI
Investor score
43/100
cash-flow lens
Active listings
356
90-day

Valuation3 lenses, different anchors

vs assessor
+52.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$917,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+55.3%
County-wide market — the widest, slowest signal.
Collier+55.3%
Lee+46.2%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$324
Price-to-income6.3×

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How 34110 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

15SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply35.9 mo
Days on Market88d
Inv vs History-16.7%
Listing Density28.2/1k
Market dynamics
Price cut %24.2%
Momentumcooling
LeverageBALANCED
Months of supply35.9
Sales (90d)0
Investment analysis
Median rent$2,637
Price-to-rent19.0
Est. cap rate3.4%
Buy vs rentneutral

Livability

Walk score2
Transit score2
Bike score

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Collier County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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