Opa-locka 33055

Miami-dade County, FL · 10,855 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

15affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
51.3%
severe
Days on market
74
daily
Price cuts
19.0%
of active
Valuation
-29.6%
vs assessor
Look up an address
29
/100
Weak
stable · balanced · prices easing year-over-year.
Price trend
42
Affordability
10
Valuation
50
Economic health
15

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

66/ 100SellerBalancedBuyer
Negotiate Hard
Needs 41.5% correction for affordability
DOM: 65d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)100
Valuation Gap (25%)80
Supply & Demand (20%)40
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)75

Moderate buyer leverage in 33055. Room to negotiate 5-10% below list. Payment burden: 51.3% of median income. A 32% price correction needed to reach 30% affordability threshold. Median days on market: 65. Renting is approximately 10% cheaper than buying (price-to-rent ratio: 13.2). Market appears 16% overpriced vs. assessed values.

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$505,427
▾ 0.5% YoY
Days on market
74
daily · zip_data
Median rent
$3,179
ZORI
Investor score
76/100
cash-flow lens
Active listings
54
90-day

Valuation3 lenses, different anchors

vs assessor
-29.6%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$355,801
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+84.7%
County-wide market — the widest, slowest signal.
Miami-Dade+84.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$238
Price-to-income8.5×

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How 33055 ranks in FL
percentile vs all Florida ZIPs · n=1098
Market velocity42%
Supply tightness86%
Affordability5%
Investment yield71%
Appreciation71%

Affordability, supply & momentum

58SUPPLY
Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply5.2 mo
Days on Market74d
Inv vs History-29.5%
Listing Density4.5/1k
Affordability — payment burden
Monthly payment (P&I)$2,553
Payment burden51.3%
Median income · ZIP$59,728
Mortgage rate6.49% · 30yr
Total monthly own$3,058
Monthly rent$3,179
Market dynamics
Price cut %19.0%
Momentumstable
LeverageBALANCED
Months of supply5.2
Sales (90d)0
Investment analysis
Median rent$3,179
Price-to-rent13.2
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score2
Transit score4
Bike score

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Miami-dade County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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