Winter Haven 33884

Lakeland-Winter Haven, FL · Polk County, FL · 17,644 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

58affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
25.6%
affordable
Days on market
80
daily
Price cuts
28.2%
of active
Valuation
+17.2%
vs assessor
Look up an address
58
/100
mixed
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

49/ 100SellerBalancedBuyer
Balanced Market
DOM: 61d (falling) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)25
Valuation Gap (25%)40
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)50
Days on Market (5%)75

Balanced market in 33884. List price is roughly fair — focus on condition and value. Payment burden: 25.7% of median income. Median days on market: 61. Renting is approximately 10% cheaper than buying (price-to-rent ratio: 13.2).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 2.7% YoY.

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Market snapshoteach number, once

Median price
$298,101
▾ 2.7% YoY
Days on market
80
daily · zip_data
Median rent
$1,878
ZORI
Investor score
72/100
cash-flow lens
Active listings
268
90-day

Valuation3 lenses, different anchors

vs assessor
+17.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$349,500
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+74.1%
County-wide market — the widest, slowest signal.
Polk+74.1%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$165
Price-to-income4.2×

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How 33884 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

20SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply19.3 mo
Days on Market80d
Inv vs History-22.2%
Listing Density19.8/1k
Market dynamics
Price cut %28.2%
Momentumcooling
LeverageBALANCED
Months of supply19.3
Sales (90d)0
Investment analysis
Median rent$1,878
Price-to-rent13.2
Est. cap rate4.9%
Buy vs rentfavors buying

Livability

Walk score3
Transit score
Bike score

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Polk County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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