Baytown 77520

Houston-The Woodlands-Sugar Land, TX · Harris County, TX · 14,369 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

68affordability /100

Buyer leverage is buyer advantage; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
19.5%
affordable
Days on market
91
daily
Price cuts
27.4%
of active
Valuation
+73.5%
vs assessor
Look up an address
56
/100
Mixed
cooling · buyer advantage · prices easing year-over-year.
Price trend
35
Affordability
95
Valuation
20
Economic health
68

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

39/ 100SellerBalancedBuyer
Seller's Market
DOM: 52d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)0
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)25
Cancellation Rate (10%)100
Days on Market (5%)60

Seller-favored market in 77520. Expect to pay at or near list price. Payment burden: 19.5% of median income. Median days on market: 52. Renting is approximately 1% cheaper than buying (price-to-rent ratio: 12.1).

Buyer Caution

Seller's market. Be prepared to pay near list price.

Competitive market similar to 2021-2022 — limited inventory driving prices above fundamentals.
COOLINGBUYER ADVANTAGE

Market is cooling with expanding inventory. Buyers have strong negotiating leverage. Prices down 2.6% YoY.

Address lookup$99 report path

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Market snapshoteach number, once

Median price
$174,451
▾ 2.6% YoY
Days on market
91
daily · zip_data
Median rent
$1,201
ZORI
Investor score
75/100
cash-flow lens
Active listings
117
90-day

Valuation3 lenses, different anchors

vs assessor
+73.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$302,688
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.7%
County-wide market — the widest, slowest signal.
Harris+59.7%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$106
Price-to-income3.2×

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How 77520 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity33%
Supply tightness74%
Affordability70%
Investment yield82%
Appreciation26%

Affordability, supply & momentum

24SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply36.9 mo
Days on Market91d
Inv vs History-11.3%
Listing Density8.9/1k
Affordability — payment burden
Monthly payment (P&I)$881
Payment burden19.5%
Median income · ZIP$54,249
Mortgage rate6.49% · 30yr
Total monthly own$1,056
Monthly rent$1,201
Market dynamics
Price cut %27.4%
Momentumcooling
LeverageBUYER ADVANTAGE
Months of supply36.9
Sales (90d)0
Investment analysis
Median rent$1,201
Price-to-rent12.1
Est. cap rate5.4%
Buy vs rentfavors buying

Livability

Walk score5
Transit score1
Bike score

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Harris County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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