Houston 77096

Houston-The Woodlands-Sugar Land, TX · Harris County, TX · 8,728 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

48affordability /100

Buyer leverage is seller slight; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
31.8%
stretched
Days on market
27
daily
Price cuts
30.7%
of active
Valuation
+100.7%
vs assessor
Look up an address
50
/100
Mixed
stable · seller slight · prices rising year-over-year.
Price trend
55
Affordability
65
Valuation
20
Economic health
48

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

53/ 100SellerBalancedBuyer
Balanced Market
Needs 5.7% correction for affordability
DOM: 56d (stable) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)10
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)0
Days on Market (5%)60

Balanced market in 77096. List price is roughly fair — focus on condition and value. Payment burden: 31.8% of median income. Median days on market: 56. Renting is approximately 118% cheaper than buying (price-to-rent ratio: 26.1).

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.
STABLESELLER SLIGHT

Market is holding steady with balanced conditions. Sellers hold a slight edge.

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Market snapshoteach number, once

Median price
$442,210
▴ 0.9% YoY
Days on market
27
daily · zip_data
Median rent
$1,413
ZORI
Investor score
36/100
cash-flow lens
Active listings
92
90-day

Valuation3 lenses, different anchors

vs assessor
+100.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$887,300
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+59.7%
County-wide market — the widest, slowest signal.
Harris+59.7%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$181
Price-to-income5.2×

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How 77096 ranks in TX
percentile vs all Texas ZIPs · n=1763
Market velocity92%
Supply tightness70%
Affordability16%
Investment yield17%
Appreciation67%

Affordability, supply & momentum

45SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply18.4 mo
Days on Market27d
Inv vs History-8.8%
Listing Density7.1/1k
Affordability — payment burden
Monthly payment (P&I)$2,234
Payment burden31.8%
Median income · ZIP$84,395
Mortgage rate6.49% · 30yr
Total monthly own$2,676
Monthly rent$1,413
Market dynamics
Price cut %30.7%
Momentumstable
LeverageSELLER SLIGHT
Months of supply18.4
Sales (90d)0
Investment analysis
Median rent$1,413
Price-to-rent26.1
Est. cap rate2.5%
Buy vs rentfavors renting

Livability

Walk score4
Transit score7
Bike score—

Historical trends

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Harris County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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