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Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.
Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.
Balanced market in 77003. List price is roughly fair — focus on condition and value. Payment burden: 24.2% of median income. Median days on market: 80. Renting is approximately 30% cheaper than buying (price-to-rent ratio: 15.6).
Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 4.1% YoY.
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Ample inventory — buyers have time and leverage to negotiate.
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