25422

Morgan County, WV · 2,030 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

40affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
36.4%
severe
Days on market
57
daily
Price cuts
0.0%
of active
Valuation
-48.7%
vs assessor
Look up an address
51
/100
mixed
warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

93/ 100SellerBalancedBuyer
Strong Buyer's Market
Needs 17.6% correction for affordability
DOM: 108d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)75
Valuation Gap (25%)100
Supply & Demand (20%)100
Cancellation Rate (10%)100
Days on Market (5%)100

Strong buyer leverage in 25422. If you must buy now, offer 10-15% below list price. Payment burden: 36.5% of median income. Median days on market: 108. Market appears 45% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$274,851
▴ 2.5% YoY
Days on market
57
daily · zip_data
Median rent
$742
county avg
Investor score
35/100
cash-flow lens
Active listings
14
90-day

Valuation3 lenses, different anchors

vs assessor
-48.7%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$140,900
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+64.8%
County-wide market — the widest, slowest signal.
Morgan+64.8%
Hampshire+51.3%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$93
Price-to-income6.0×

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How 25422 ranks in WV
percentile vs all WV ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

26SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply18.5 mo
Days on Market57d
Inv vs History-26.5%
Listing Density21.1/1k
Market dynamics
Price cut %0.0%
Momentumwarming
LeverageBALANCED
Months of supply18.5
Sales (90d)0
Investment analysis
Median rent$742
Price-to-rent30.9
Est. cap rate1.9%
Buy vs rentfavors renting

Livability

Walk score19
Transit score—
Bike score—

Historical trends

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Morgan County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Nearby ZIP codes

25411
Berkeley Springs
$320,576
+2.9%
21750
Hancock
$260,646
+2.6%
Hagerstown Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Morgan County