Whitewater 81527

Grand Junction, CO · Mesa County, CO · 1,224 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

32affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
41.3%
severe
Days on market
217
daily
Price cuts
0.0%
of active
Valuation
-42.5%
vs assessor
Look up an address
45
/100
mixed
hot · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

96/ 100SellerBalancedBuyer
Strong Buyer's Market
Needs 27.4% correction for affordability
DOM: 56d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)90
Valuation Gap (25%)100
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)60

Strong buyer leverage in 81527. If you must buy now, offer 10-15% below list price. Payment burden: 41.4% of median income. A 15% price correction needed to reach 30% affordability threshold. Median days on market: 56. Renting is approximately 198% cheaper than buying (price-to-rent ratio: 35.7). Market appears 44% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
HOTBALANCED

Market is running hot with fast-moving inventory. Conditions are balanced between buyers and sellers. Prices up 6.5% YoY.

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Market snapshoteach number, once

Median price
$568,647
▴ 6.5% YoY
Days on market
217
daily · zip_data
Median rent
$1,328
ZORI
Investor score
43/100
cash-flow lens
Active listings
8
90-day

Valuation3 lenses, different anchors

vs assessor
-42.5%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$327,010
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+75.8%
County-wide market — the widest, slowest signal.
Mesa+75.8%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$123
Price-to-income6.8×

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How 81527 ranks in CO
percentile vs all CO ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

24SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply13.3 mo
Days on Market217d
Inv vs History-20.8%
Listing Density12.3/1k
Market dynamics
Price cut %0.0%
Momentumhot
LeverageBALANCED
Months of supply13.3
Sales (90d)0
Investment analysis
Median rent$1,328
Price-to-rent35.7
Est. cap rate1.8%
Buy vs rentfavors renting

Livability

Walk score
Transit score
Bike score

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Mesa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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