Clifton 81520

Grand Junction, CO · Mesa County, CO · 5,246 properties · updated 7/26/2026

Should you buy here?buyer-timing lens

34affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden

40.9%

severe

Days on market

daily

Price cuts

18.3%

of active

Valuation

-15.9%

vs assessor

Look up an address

/100

mixed

warming · balanced · prices rising year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

Balanced Market

Needs 26.7% correction for affordability

DOM: 36d (falling) · Market Dynamics rolling median · hourly

Score Components

Payment Burden (25%)90

Valuation Gap (25%)60

Supply & Demand (20%)20

Buy vs Rent (15%)75

Cancellation Rate (10%)25

Days on Market (5%)40

Balanced market in 81520. List price is roughly fair — focus on condition and value. Payment burden: 40.3% of median income. A 13% price correction needed to reach 30% affordability threshold. Median days on market: 36. Renting is approximately 70% cheaper than buying (price-to-rent ratio: 20.4). Market appears 15% overpriced vs. assessed values.

Balanced market conditions. Prices roughly aligned with fundamentals — similar to stable periods in 2014-2015.

WARMINGBALANCED

Market is warming with rising prices. Conditions are balanced between buyers and sellers.

Address lookup$99 report path

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<p style="font:12px system-ui;margin:4px 0 0"><a href="https://lotvox.com/grand-junction/zip/81520?utm_source=embed&utm_medium=backlink">Clifton 81520 housing market data</a> by <a href="https://lotvox.com/">Lotvox</a></p>

Market snapshoteach number, once

Median price

$334,831

▴ 1.3% YoY

Days on market

daily · zip_data

Median rent

$1,332

ZORI

Investor score

54/100

cash-flow lens

Active listings

90-day

Valuation3 lenses, different anchors

vs assessor

-15.9%

Market vs assessed value — a tax-roll lag, not a deal signal.

Avg assessor$281,515

county CAMA · properties_v

vs income

—

Fair-value model not available for this market.

fair_value_scores · 10-state coverage

vs county comps

+75.4%

County-wide market — the widest, slowest signal.

Mesa+75.4%

Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.

Pricing detail

Price / sqft$129

Price-to-income6.6×

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How 81520 ranks in CO

percentile vs all CO ZIPs

Comparative ranking not available for this ZIP.

Affordability, supply & momentum

68SUPPLY

Tight MarketSupply Tightness

Supply is below normal — sellers are favored but buyers still have options.

Months of Supply3.2 mo

Days on Market46d

Inv vs History+4.5%

Listing Density8.1/1k

Market dynamics

Price cut %18.3%

Momentumwarming

LeverageBALANCED

Months of supply3.2

Sales (90d)0

Investment analysis

Median rent$1,332

Price-to-rent20.4

Est. cap rate3.2%

Buy vs rentfavors renting

Livability

Walk score12

Transit score3

Bike score—

Historical trends

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Price bandsmix-shift

Price Bands — the median behind the median

A single median rises whenever expensive homes become a bigger share of what sells, even if no tier got more expensive. These are the tiers underneath it, computed from recorded arms-length deed transactions in Mesa.

Aggregate median +2.1% YoY in Mesa, CO (county), but the under-$500k tier is -3.0% — the rise is mix shift, not appreciation. Over the same year the under-$500k share of sales moved from 73.9% to 70.0% (-3.9pp) and the $1M+ share from 4.8% to 6.1% (+1.3pp).

Current tiers · 12 months to Aug 25floor 10 sales/tier

5 tiers had too few sales in this ZIP and are shown at county or metro level — see the stamp on each row.

Tier	Median	$/sqft	Sales	Share	Source
Under $250k	$138k	—	39	41.5%	ZIP
$250k–$500k	$330k	—	47	50.0%	ZIP
$500k–$750k	$585k	—	231	—	COUNTY · Mesa, CO
$750k–$1M	$828k	—	74	—	COUNTY · Mesa, CO
$1M–$1.5M	$1.20M	—	45	—	COUNTY · Mesa, CO
$1.5M–$2M	$1.75M	—	13	—	COUNTY · Mesa, CO
$2M+	$4.92M	—	20	—	COUNTY · Mesa, CO
All sales (the headline median)	$288k	—	94	100%	ZIP

ZIP-level history was too thin to draw the tiers; served at county level (Mesa, CO), by quarter.

Share of sales by tier (quarterly)

If the upper tiers widen over time, the headline median rises on composition alone.

Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+

Median within each tier, against the headline median (quarterly)

The blue line is the single number NAR-style reporting quotes. The gold lines are what each tier actually did. Log scale — the tiers span an order of magnitude, and on a log axis equal slopes mean equal percentage moves, which is the comparison being made.

Under $250k
$250k–$500k
$500k–$750k
$750k–$1M
$1M–$1.5M
$1.5M–$2M
$2M+
All sales (headline)

National context — not local

NAR's aggregate existing-home median for the United States and the West census region. This is the figure the tiers above are a check on. It is national/regional and says nothing about 81520.

United States
West

Copyright, National Association of Realtors. Reprinted with permission. Retrieved from FRED, Federal Reserve Bank of St. Louis. FRED publishes a rolling 13-month window for these series.

Tiers computed from Lotvox parcel and deed substrate through Aug 25 (10 later months withheld as partially loaded). Sample floor 10 sales per tier; below it a figure is drawn from the county or metro and labelled, or left blank. Multi-parcel bulk deeds and duplicate records are excluded.

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Mesa County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

ZIP 81520→Mesa County, COPop: 161,196

12-Month Direction

+8Stable

Confidence

100%

DeterioratingStableImproving

BuildersLens Market Intelligence

Market Score

33· Distressed

Market Score grades housing-market conditions (affordability, valuation, supply). The county Healthy/Moderate/Distressed badge measures economic distress (jobs, debt, poverty) — the two can read differently.

Payment Burden37

37.8%

severe

Source: Lotvox · Updated 2026-05-15

Buy vs Rent15

1.782x

rent advantage

Source: Lotvox · Updated 2026-05-15

Valuation7

+75.4%

overvalued

Source: Lotvox comps · Updated 2026-05-15