32626

Gainesville, FL · Levy County, FL · 3,152 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

43affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
34.5%
stretched
Days on market
61
daily
Price cuts
23.6%
of active
Valuation
-21.2%
vs assessor
Look up an address
45
/100
mixed
stable · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

70/ 100SellerBalancedBuyer
Negotiate Hard
Needs 13% correction for affordability
DOM: 111d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)60
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)25
Days on Market (5%)100

Moderate buyer leverage in 32626. Room to negotiate 5-10% below list. Payment burden: 34.6% of median income. Median days on market: 111. Renting is approximately 138% cheaper than buying (price-to-rent ratio: 28.5).

What to Offer

Offer 5-10% below list. You have room to negotiate.

Conditions resemble 2019 pre-pandemic levels — moderate overvaluation with slowing demand. Negotiation room exists.
STABLEBALANCED

Market is holding steady with balanced conditions. Conditions are balanced between buyers and sellers.

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Market snapshoteach number, once

Median price
$282,722
▾ 0.7% YoY
Days on market
61
daily · zip_data
Median rent
$828
ZORI
Investor score
31/100
cash-flow lens
Active listings
37
90-day

Valuation3 lenses, different anchors

vs assessor
-21.2%
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$222,700
county CAMA · properties_v
vs income
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+79.9%
County-wide market — the widest, slowest signal.
Levy+79.9%
Lotvox comps · mv_valuation_gap

Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$164
Price-to-income5.7×

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How 32626 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

25SUPPLY
BalancedSupply Tightness

Supply and demand are roughly even — standard negotiation dynamics.

Months of Supply15.4 mo
Days on Market61d
Inv vs History+8.5%
Listing Density10.5/1k
Market dynamics
Price cut %23.6%
Momentumstable
LeverageBALANCED
Months of supply15.4
Sales (90d)0
Investment analysis
Median rent$828
Price-to-rent28.5
Est. cap rate2.3%
Buy vs rentfavors renting

Livability

Walk score2
Transit score
Bike score

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Levy County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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