Cedar Key 32625

Gainesville, FL · Levy County, FL · 1,060 properties · updated 7/5/2026

Should you buy here?buyer-timing lens

46affordability /100

Buyer leverage is balanced; weigh payment burden and the 3-lens valuation before bidding.

Payment burden
32.7%
stretched
Days on market
185
daily
Price cuts
16.1%
of active
Look up an address
36
/100
weak
cooling · balanced · prices easing year-over-year.

Verdict grades housing conditions; buyer-timing, investor cash-flow, supply-tightness and county macro scores answer different questions — each in its own section.

Buyer / sellerbuyer-timing lens

82/ 100SellerBalancedBuyer
Strong Buyer's Market
Needs 8.3% correction for affordability
DOM: 335d (rising) · Market Dynamics rolling median · hourly
Score Components
Payment Burden (25%)50
Valuation Gap (25%)80
Supply & Demand (20%)100
Buy vs Rent (15%)100
Cancellation Rate (10%)100
Days on Market (5%)100

Strong buyer leverage in 32625. If you must buy now, offer 10-15% below list price. Payment burden: 32.7% of median income. Median days on market: 335. Renting is approximately 153% cheaper than buying (price-to-rent ratio: 30.4). Market appears 23% overpriced vs. assessed values.

What to Offer

Offer 10-15% below list price. Sellers are under pressure.

Conditions most similar to late 2007 — overvaluation without corresponding income growth. Significant correction potential.
COOLINGBALANCED

Market is cooling with expanding inventory. Conditions are balanced between buyers and sellers. Prices down 6.6% YoY.

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Market snapshoteach number, once

Median price
$318,277
▾ 6.6% YoY
Days on market
185
daily · zip_data
Median rent
$872
ZORI
Investor score
17/100
cash-flow lens
Active listings
48
90-day

Valuation3 lenses, different anchors

vs assessor
—
Market vs assessed value — a tax-roll lag, not a deal signal.
Avg assessor$0
county CAMA · properties_v
vs income
—
Fair-value model not available for this market.
fair_value_scores · 10-state coverage
vs county comps
+79.9%
County-wide market — the widest, slowest signal.
Levy+79.9%
Lotvox comps · mv_valuation_gap
Read together: Above county comps but sustainable on local incomes.
Pricing detail
Price / sqft$271
Price-to-income5.4×

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How 32625 ranks in FL
percentile vs all FL ZIPs
Comparative ranking not available for this ZIP.

Affordability, supply & momentum

9SUPPLY
OversuppliedSupply Tightness

Ample inventory — buyers have time and leverage to negotiate.

Months of Supply58.8 mo
Days on Market185d
Inv vs History+5.5%
Listing Density66.2/1k
Market dynamics
Price cut %16.1%
Momentumcooling
LeverageBALANCED
Months of supply58.8
Sales (90d)0
Investment analysis
Median rent$872
Price-to-rent30.4
Est. cap rate2.1%
Buy vs rentfavors renting

Livability

Walk score7
Transit score—
Bike score—

Historical trends

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Levy County contextmacro · jobs · debt · migration

ZIP score grades housing; county score adds macro distress (jobs, debt, poverty). They answer different questions.

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Gainesville Metro·Overpriced ZIPs·Investor ZIPs·View on Map·Levy County